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    • No I have not. I will probably do that
    • Based on ECP's previous, what will definitely happen is this. They will send more idiotic letters. After they will send a Letter of Claim, and it is essential that your brother replies at this point to this to show them he would be big trouble in court. Next it is highly likely (but not certain) that they will crawl back under their stone and that will be the end of the matter. The slight worry is that if they do do court it will seem a likely story to a judge that your brother has no connection to the ticket, when it was him who appealed and replied to the Letter of Claim.  Indeed I think it would seem the lot of you were playing games with ECP and with the court by getting unconnected people involved and then later deny they were involved. So be aware there is that slight risk. You talked about "a mess" in your first post, and you weren't wrong. Someone hires a car and gets a ticket.  There is an appeal.  Who appeals, the hirer?  No, the hirer's mate's son.  Obvious! There is an approach for help to a consumer website.  By the hirer?  No, by the hirer's mate's son's brother! This is so damn silly and totally avoidable. Anyway, it seems the decision has been made for your brother to carry the can so whatever consequences will ensue will ensue. 
    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
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Harlands and Xercise 4 Less **RESOLVED**


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Hi there, Wonder if I can get some guidance on my situation with xercise4less and Harlands.

 

Cancelled direct debit around August 2016 because wasn’t using the facility anymore and the 12 month contract expired ages ago. Didn’t contact the gym to advise of cancellation until Harlands chased payment the following month.

 

Went around the houses a bit until eventually phoned Harlands again in December stating this is cancelled from months before but realise didn’t actually tell the gym so paid all outstanding instalments and admin charges (about £100 by this point). Really fed up but didn’t realise the charges were unenforceable - then assumed matter closed, arrears brought up to date and membership terminated.

 

Receive standard letter re January missed instalment and another £25 admin charge 31st Jan - Responded with this letter (sent to Harland’s and xercise for less):-

 

Dear Harlands,

 

Membership with Xercise 4 Less Quote Reference: xx

 

I write to confirm I have cancelled this membership arrangement. Can you please respond to confirm my cancellation is updated on your record? Please confirm I owe no further money I have been trying to cancel this membership and have not used the service for over 6 months.

 

I have called the hardlands helpline two times to cancel and I have paid off your charges in December. I am now up to date. Please confirm no further action is required from me.

 

I have a learning disability. Please can you respond in writing so I can get somebody to help me understand? I don’t understand from phoning the helpline why I have been charged more money since I wanted to cancel. Many thanks for your help,

 

14th Feb - Receive this letter from Harlands: Dear Jimbob We are disappointed you have not responded to our previous correspondence. The February instalment has now been missed…. Admin fee £25 etc etc Call harlands helpline to make payments… lines are open etc If you do not call by 24 February 17 the collection of membership fees will cease to be administered by Harlands and will be passed to a debt recovery agency.

 

This may incur you significant additional fees and ultimately result in court action.

 

20th February - Replied with this letter. Sent recorded to Harlands and xercise for less:-

 

Dear Harlands

 

Re: my cancelled membership to Xercise for less Quote Reference: xx

 

I write, in response to your letter 14 February 2017. I have indeed responded to your previous correspondence I am disappointed you have not responded to my previous correspondence (copy enclosed) No further instalments to xercise for less are due since I advised you of cancellation of my membership. No further administration charges are appropriate, these are unlawful.

 

I await your revised response in writing confirming your records are now up to date, otherwise I consider this matter closed. Kind regards

 

23rd February - Receive this response (written exactly like this!) Further to your recent letters to our offices, Harlands can confirm that the agreement has not been cancelled as of yet as not cancellation has been sent from xercise 4 Less head office. We await their contact

 

6th March - Receive this email from gym Hi Jim, I have spoken to our Membership support team regarding your membership. You need to reinstate your DD and cancel your membership and pay off any outstanding arrears on your account. Healthy regards

 

6th March - Receive letter from CRS advising arrears now £69.98 and the usual information to pay via Harlands helpline by 12th March and the threat of legal action as next steps.

 

Do I sent another letter, or resend my previous letter to CRS?

 

Should I respond to the gym manager?

 

Thanks in advice for any help..

 

Apologies. I wrote post with line breaks! Hope that is not too hard to read?

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Hi JC and welcome to CAG

 

It's way too hard to read in a block like that but the format can go wrong depending on the device you're using.

 

I'll sort it for you now adding para spacing and, by the time I've done that, I'll have read your post and will reply ..............

 

:-)

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i'd be go getting that payment back

was it by a debit card

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi JC and you post above is now legible :wink:

 

I hope you've read other threads here by now. If you have, you'll realise you should never have paid Harlands the £100 you referred to in para 3 of your post above. However, that's done and in the past so forget it.

 

We now need to make sure you pay nothing more to Harlands/CRS, regardless of their demands and threats. We'll help you with this !

 

If you want, I can draft you a letter you can send to X4Less which should get them to tell Harlands to clear off.

 

Do you want me to do this for you, or you could draft your own letter on here and I'll check it.

 

Let us know..........

 

In any event, do NOT worry any more about threats from Harlands/CRS - they're full of Hot Air and will do NOTHING !! :wink:

 

:-)

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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Thanks for sorting that and thank you for the reply. Yes please, if you draft a letter I will send to the gym. I realise now I should not have phoned in December but I didn't find this forum until it was too late!

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Letter to X4Less as follows. Send by Royal Mail Signed For delivery :-

 

Xercise4Less

1, Kirkstall Industrial Estate

Kirkstall Rd

Leeds

LS4 2AZ

 

Dear Xercise4Less,

 

Membership at [town/city] gym

 

I refer to my membership at xxxxx gym which was past the initial 12 month minimum membership term.

 

I wanted to cancel but failed to give you notice as I should have done. As a result, Harlands contacted me and demanded over £100 which I paid for gym fees and their "Admin" fees. I now realise I should NOT have paid their demands as they made me pay admin fees that I didn't owe.

 

Since then Harlands have continued to harass me saying I've still failed to cancel my gym agreement and I owe even more.

 

You now need to tell Harlands to stop contacting me any more. If they contact me again, I'll make formal complaints to Trading Standards and The CMA.

 

I require your confirmation in writing that this matter is now closed as I paid Harlands more than I owed when I failed to give the gym the required 1 month's notice.

 

Yours faithfully,

 

Keep us posted :-)

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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Thanks for that. Is that the address I should use? I have been sending letters to the actual gym so far.

 

Should I also send this in response to the email contact from x 4 less? Or just a letter.

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Hi JC,

 

Just the letter to X4Less Head Office with proof of postage.

 

Email or letter to the local gym will prob end up in their bin !

 

:-)

We could do with some help from you

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  • 2 weeks later...

Hi There, J

 

ust a quick update, to thank you Slick for the help and to let you know got this response from the gym today

 

********* Thank you for your letter to Xercise4less head office We are happy to confirm that your membership is now cancelled.

 

We have informed Harlands to clear all charges to your name as no further charges are owed *******

 

Its cost more than a months gym fees in recorded letters but glad this is resolved now.

 

Good luck to anyone else following

- what a nightmare these companies are to deal with!

 

 

**Edited to add in line breaks again which wont save??***

Edited by JimCrick84
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Hi JC and this is good news.

 

Enjoy the peace and quiet now Harlands/CRS will not be harassing you any more.

 

Thread title now reflects your result.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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