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Capquest and CCA response ?


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after nearly six months of orginally requesting the CCA for a CC debt ,

Capquest replied by sending a reconstituted terms and conditions 4 page document.

 

On the top it has the account holders name and address .

 

Apart from that ...nothing .

 

No application form,

nothing with any signatures on it

or any statement of account,

 

 

indeed i feel that it may even be a fraudulent attempt by Capquest to trick me into paying them.

 

Can I safely ignore this and does it comply with their obligation under the consumer credit act ?

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What's the story behind this account please?

 

What was the reason for requesting the CCA in the first place, who is the OC?

 

Can you scan and post up what they sent you, ensuring you erase any identifiers first.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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