Hi

I have a query over applying for a DRO when claiming dla, if someone gets the higher rate mobility but has their own car how do they show repairs they have paid to keep the cars on the road? Will said repairs come under the mobility part? The cab have said that you can only include mobility costs, so does this include the following:

Insurance

mot/servicing

taxis

repairs

petrol.

Also are there top amounts for things like repairs or insurance etc.

thank you.

not being funny or nosy..

but why do you think you need to do a DRO?

can you list your debts?

I have two debts totally just under £12k.

to whom?

A bank, I do not want to give any other personal information, other than one is at the ccj entry stage.

and I bet they are both owned by powerless debt collection agencies..

they are NOT BAILIFFS.

spill the beans

1000's of like thread s here esp the 'at the CCJ stage'

we can help easy

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?170-Financial-Legal-Issues

have you ever sent these fleecers a CCA request to legally provide the required paperwork to enable them to fleece you?

IMHO you don't need a DRO , you need some assistance in fighting these fleecers

I am not well enough to fight and would just like to see if I can get the dro so I do not have to deal with anyone else.

no fight them its very easy we can help

a DRO is a knee jerk reaction to a speculative claimform, not the way to dealwith it.

who says you even owe the money? whos the claimant?

your dla should to all intent and purpose be invisible in a dro

and play no part at all

its your money to manage your disabilities

... not to pay off speculative debts.

Tell that to the cab then as they disagree and say I have to account for every penny I get and that it HAS to be used for mobility or care.

You may enjoy the fight, but I don't, I get confused and I have mobility issues which is why I get the mobility dla.

sadly we often find this with CAB.

they vary in their good advice enormously..

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=DRO+and+DLA&sa=Search+CAG#gsc.tab=0&gsc.q=DRO%20and%20DLA

but I say again

a claimform is easy to buff away in most cases with little effort

and even if you do lose THEN you go the DRO route possibly..

but with no info we cant help on that.

TBH: you sound like a reasoned person, but are simply scared

resolving the claimform by fighting it

is a lot easier than doing a DRO!

that's a milstone around your neck for +5yrs and no credit for longer

I apprieciate what you are saying, but I do not really want credit, I am in no position to buy a house, and I do not plan to start a business.

Just trying to hand write the four letters you suggest and then having to go to the po to sort the p/o and registered post would take me a day and knock me about.

Can you not answer my initial query?

yes I did in the link I just posted before

in essence you need to magic up stuff and inflate figures to soak up the total DLA

yes a car repair budget, insurance tyres, petrol,

everything and anything you need to budget for

do you not have friends or a carer neighbour..that can help you with a printer etc

its only one or two letters depending upon what type of debt the claimform is for and could kill the claim dead.

Is an overdraft/current acct debt a 77 or 78?

"Re: CCA Request - Consumer Credit Act 1974

that why I said one or two letters

bank accounts are not covered by the CCA

you only do the CPR 31:14 current account letter.

so no po required either.

is this the claimform debt?

if so, 99% of bank account debts are sold on to dca's

because they cant be justified by the bank because of unlawful charges and unlawful interest on them.

so they sell the debt of

the dca issues a claimform for the full amount, and tries to fleece you blind..

most bank account claimform here as you'll read either get stayed or are discontinued by the DCA's

BUT YOU MUST DEFEND IT

Thank you for all your help but my brain is too frazzled at the moment to read it properly, is it ok if I reply later tonight?

no bother what so ever..

you take you time!!

important things going for you to get right

simple to do but important.

I hope you've done [AOS] acknowledged the claim, on the mcol website for that claimform mind!..

catch you later

i'll be here.

I am going acknowledge it tonight and ask for extra time.

Thank you.

no you don't need xtra time

you auto get 33 days to file a defence from the date of the claimform top right

defend all

leave jurisdiction unticked

you don't want to give them more time to magic up fake docs

who's the claimant?