Jump to content


  • Tweets

  • Posts

    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and thank you for concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Paid council directly , but now got Bailiff fees demand


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2605 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hoping someone can help.

 

 

I was in a payment plan for paying council tax

- missed one payment so the whole amount was due

- I managed to pay it all off directly to the council.

 

However, shortly after paying it off in full.

I received a letter from the bailiffs warning about an enforcement visit and adding £75 to my outstanding amount (the total amount included £300 (the final payment of council tax).

 

I logged into my council account and balance was £0

I assumed that there was a cross-over

- I left a phone message with the bailiff explaining it had all been paid and also sent an email to the council and the enforcement company.

 

Heard nothing more, until I returned home to find a letter from the bailiff demanding £75 + £235 for a visit = £310 in total.

 

 

Can they do this?

Are they allowed to add charges to their fees.

 

 

At a push I would pay the £75, but the £235 seems silly as they were trying to collect a debt under an order that was already paid.

 

The council have confirmed I owe them nothing and say the fees are a matter between me and the bailiff.

 

What do I do??

Link to post
Share on other sites

Ok. One important question. Did you pay it all off to the council BEFORE they passed the outstanding amount to the bailiff? Did you get a notice saying the council was gaining a liability order?

 

You need to post a bit more info so we can advise. If the bailiff is acting correctly then the fee's are correct and they are allowed. If you made the payment after the bailiff came along, then you still need to pay their fees.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

The council did get a liability order back in summer and I came to a payment agreement with them.

...but missed a payment by a few days so it all became due in November.

 

I didn't get an enforcement notice - although they claim they sent one.

 

I think by coincidence I paid the council a couple of days after it was passed to the bailiffs.

 

It was definitely all paid before the bailiff visited though.

 

I can possibly understand the £75, but not the £235 for the visit

- because the debt was paid before then and the council confirmed I owned nothing.

Link to post
Share on other sites

Could you answer the following:

 

What was the date of the Notice of Enforcement?

 

What date did you make payment to the local authority?

 

Have you approached the council to ask them to confirm the precise date that they sent your account to the enforcement company?

Link to post
Share on other sites

 

I didn't get an enforcement notice - although they claim they sent one. I think by coincidence I paid the council a couple of days after it was passed to the bailiffs.

 

Can you just clarify what 'enforcement notice' is it that you are referring to?

Link to post
Share on other sites

I paid the council on the 30th Jan..the day I got paid.

 

 

Having spoken to the council they say they passed it over to the bailiffs on the 23rd Jan and that I would have been sent an enforcement notice telling me about a £75 charge (this is the notice I'm talking about...the council called it an enforcement notice) around this date.

 

The only letter I have got is one advising me of a visit if the balance isn't cleared sent on 15th Feb

- at that point I contacted the council and the bailiff to explain it had all be paid off

- the council confirmed my balance was £0 with them...they did not mention £75.

 

 

Then yesterday I had a visit when out..adding £235 to £75.

Link to post
Share on other sites

So if what you say is correct, you owe the bailiff the 75 fee. The 75 was still outstanding after you paid the council, or the council would have split the money between them and the bailiff. You really need to get back on to the council and get detailed information

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

I owe the 75 but not the £235 as they should have not visited to just collect the 75?

 

What info do I need from the council?

 

They are just saying I owe them nothing and the fees are a matter for me and the bailiffs.

 

Thanks for all the help!

Link to post
Share on other sites

I paid the council on the 30th Jan..the day I got paid. Having spoken to the council they say they passed it over to the bailiffs on the 23rd Jan and that I would have been sent an enforcement notice telling me about a £75 charge (this is the notice I'm talking about...the council called it an enforcement notice) around this date.

 

The only letter I have got is one advising me of a visit if the balance isn't cleared sent on 15th Feb - at that point I contacted the council and the bailiff to explain it had all be paid off - the council confirmed my balance was £0 with them...they did not mention £75. Then yesterday I had a visit when out..adding £235 to £75.

 

You mentioned earlier that you had not received an 'enforcement notice' from the bailiff company. However, in your initial post you said the following:

 

However, shortly after paying it off in full. I received a letter from the bailiffs warning about an enforcement visit and adding £75 to my outstanding amount (the total amount included £300 (the final payment of council tax).

 

The notice that you confirm receiving is indeed the statutory Notice of Enforcement !!

 

Can you post back to let us know what date this notice was dated. Also, the notice would also of informed you of the date by when payment must be received (in order to avoid a personal visit...and with it, an enforcement fee of £235 being added).

Link to post
Share on other sites

No you owe the £235 as well due to not paying the £75 within the Compliance period ,

 

they called and added an enforcement fee to the £75,

 

looks like the debt had already been sent for enforcement so the fees are probably due .

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

You mentioned earlier that you had not received an 'enforcement notice' from the bailiff company. However, in your initial post you said the following:

 

However, shortly after paying it off in full. I received a letter from the bailiffs warning about an enforcement visit and adding £75 to my outstanding amount (the total amount included £300 (the final payment of council tax).

 

The notice that you confirm receiving is indeed the statutory Notice of Enforcement !!

 

Can you post back to let us know what date this notice was dated. Also, the notice would also of informed you of the date by when payment must be received (in order to avoid a personal visit...and with it, an enforcement fee of £235 being added).

 

Oh I see

- well that letter is dated Feb 15th

- it is the council who are saying there was a previous notice.

 

 

It just says notice of enforcement visit at the top and says I need to pay immediately the total outstanding plus £75

- of course at that point I had paid two weeks before (without the £75)

- so I phoned up and told them,

but they still visited adding a further £235.

 

Should I just offer to pay the £75 - what action can they take for the remaining amount? I read they could take a car, but I don't have one. The council have confirmed they won't take any further action as they have marked the debt as paid.

Link to post
Share on other sites

post 10 appear correct sadly.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 

However, shortly after paying it off in full. I received a letter from the bailiffs warning about an enforcement visit and adding £75 to my outstanding amount (the total amount included £300 (the final payment of council tax).

 

I assumed that there was a cross-over - I left a phone message with the bailiff explaining it had all been paid and also sent an email to the council and the enforcement company.

 

Heard nothing more, until I returned home to find a letter from the bailiff demanding £75 + £235 for a visit = £310 in total.

 

Without knowing the background, it is very difficult to know whether or not you are liable for bailiffs fees.

 

As you will see above, your initial post does tend to indicate that you received a Notice of Enforcement (with a Compliance Fee of £75 being added) and that at a later stage, you then received another letter warning that payment would need to be made by 15th February. In that second letter bailiff fees of £75 plus £235 are stated as being added.

Link to post
Share on other sites

I would concur with BA that on the information posted it would look like the fees are payable unfortunately.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

If it is the case that you made payment to the council direct (minus the Compliance fee of £75) then sadly, you may well be liable for the full fees as requested of £310.

 

It may assist you to read the following detailed 'Sticky' that I drafted for the forum that addresses this subject in more detail:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?453047-Bailiff-enforcement-Setting-up-a-payment-arrangement-and-whether-you-can-pay-the-court-or-the-council-direct

 

PS: I am shocked to see that this 'Sticky' has been downloaded from this forum almost 10,000 times !!!

Link to post
Share on other sites

Without knowing the background, it is very difficult to know whether or not you are liable for bailiffs fees.

 

As you will see above, your initial post does tend to indicate that you received a Notice of Enforcement (with a Compliance Fee of £75 being added) and that at a later stage, you then received another letter warning that payment would need to be made by 15th February. In that second letter bailiff fees of £75 plus £235 are stated as being added.

 

Sorry but I think you have misunderstood

- the letter I mentioned in the inital post is the same letter I got on Feb 15th

- just the one letter

then another that was hand delivered by the bailiff asking for £310.

 

 

There was just one letter in the post dated Feb 15th,

but I had already paid the council tax amount on Jan 30th

- hence I put "shortly after paying it off in full" There is not another letter

- does this make a difference?

 

So if I do have to pay and can't - what action can they take?

Link to post
Share on other sites

Court action to get their fees up to and including removal of goods. Although if youre employed they may go to court and get an AoE

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

As for the letter on 15 feb, what was it dated as on the letter?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Sorry but I think you have misunderstood - the letter I mentioned in the inital post is the same letter I got on Feb 15th - just the one letter then another that was hand delivered by the bailiff asking for £310. There was just one letter in the post dated Feb 15th, but I had already paid the council tax amount on Jan 30th - hence I put "shortly after paying it off in full" There is not another letter - does this make a difference?

 

So if I do have to pay and can't - what action can they take? Call again and try to get you to let them in to list your goods for a Controlled Goods Agreement, a bad idea to let them in, as then if you breached any agreement they could return to take the goods for sale and add £110 Sales Fee, plus any Storage fee incurred up to auction you could make an arrangement with them to clear the fees. Hide any car away from your property so they can't clamp it as well.

you posted:

"I paid the council on the 30th Jan..the day I got paid. They had passed it to the bailiffs 7 days previously on 23rd Jan at which point the £75 was payable. Had you known you could have paid the £75 on 30th with the balance.

Having spoken to the council they say they passed it over to the bailiffs on the 23rd Jan and that I would have been sent an enforcement notice telling me about a £75 charge (this is the notice I'm talking about...the council called it an enforcement notice) around this date.

 

As it was already with bailiffs the fees are payable, so no £75 the bailiffs made a visit to collect, this attracted the £235 Enforcement fee.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

As for the letter on 15 feb, what was it dated as on the letter?

 

It was dated the 15th Feb.

 

you posted:

"I paid the council on the 30th Jan..the day I got paid. They had passed it to the bailiffs 7 days previously on 23rd Jan at which point the £75 was payable. Had you known you could have paid the £75 on 30th with the balance.

Having spoken to the council they say they passed it over to the bailiffs on the 23rd Jan and that I would have been sent an enforcement notice telling me about a £75 charge (this is the notice I'm talking about...the council called it an enforcement notice) around this date.

 

As it was already with bailiffs the fees are payable, so no £75 the bailiffs made a visit to collect, this attracted the £235 Enforcement fee.

 

I think that is what is so annoying - I would have paid the £75 if I had known...now I need to pay £310. Oh well - thanks everyone - not the answer I wanted but oh well :(

Link to post
Share on other sites

Just to be really certain, most councils have access to their contractors computer records and they should be able to tell you at a glance the precise date that a Notice of Enforcement had been sent to you.

 

In most cases, the enforcement company distribute the Notice of Enforcement within a day or so of receiving the electronic instructions from the local authority. In your particular case, with the council passing the debt over on 23rd, I would expect the NoE to be sent on 24th or 25th.

 

For accuracy, please do check with the council. Whilst on the phone to them...please ask them for confirmation of the date that they informed the enforcement company of your part payment.

Link to post
Share on other sites

5.—(1) The relevant stages of enforcement under an enforcement power which is not conferred by a High Court writ are as follows—

(a)the compliance stage, which comprises all activities relating to enforcement from the receipt by the enforcement agent of instructions to use that procedure in relation to a sum to be recovered up to but not including the commencement of the enforcement stage

 

:)

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

Yes sorry , BN is right the above is the part which states he fee is due in its arrival with the EA.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...