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capquest..Littlewood debt from +15yrs ago? i need help


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Hi ,can anyone help,

 

 

capquest have been in touch we me asking for payment of a account they purchased from littlewoods finance co ltd ,

 

 

i have no knowledge of what they are on about ,

i have never held an account with littlewoods ,

they cannot provide me with any information regarding what i am supposed to have bought or when...

 

i have been advised not to speak to them over the phone but deal with them through letter only,

which i have done ,

our only connection to littlewoods is my wife had a neighbour who was a agent for littlewoods catalouge so she did order from her but that was fifteen years ago ?

 

they have now given me until march 6th to pay or they will send my account to a specialist collection agency,

 

 

i have sent them a letter regarding the debt being STATUTE BARRED but that has not had any effect,

so if anyone can help

 

 

i would be very grateful .cheers

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Hi and Welcome to CAG

 

I have moved your thread to the appropriate forum..please continue to post here.

 

Regards

 

Andy

We could do with some help from you.

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Mmmmmmm

 

" they have now given me until march 6th to pay or they will send my account to a specialist collection agency "

 

More specialist than what they are?

 

Send them a CCA section 78 request for a copy of this alleged agreement.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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moved since then?

is her credit file clear?

what letters did you send

and what replies have you had?

 

it may just be because you entered into letter tennis

capquest think one more threat will work...

 

don't forget a DCA is NOT A BAILIFF

safe to mostly ignore them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes we have moved house over 15 years ago,

not sure about her credit file ( how would i find out),

 

we have sent a downloaded letter regarding the limitation act 1980,

and the fact that the debt is now statute barred owing to the length of time but that has had no effect

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no sb letters don't really work in Eng/Wales

the debt still 'exists'..

 

credit file

go try clearscore or noddle

its all free

 

see what shows

 

can you scan up the letters you've had to PDF please

 

see the upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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edward, I have sent you a Private Message, please check your Notifications.

 

Thanks.

Any advice I give is honest and in good faith.:)

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Help keep it up and active, helping people like you.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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