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    • 1. who knows... 2. not the whole A/C vanishes from your file on the DN's 6th b'day ...already carefully explain this. 3.yes 4.already carefully explain this.
    • if i remember rightly, long ago in one of the first drafts of the old proposed gov't overhauls, there was a listing of recommended 'charges' that inc wrong reg = £20. some PPC's implemented such changes in advance. then later as it looked increasing likely the new code was never going to be implemented after it's 1st review and another set of codes was to be debated they all quietly revert back .......... dx
    • Potentially it may not even get sold on? Just the default left for 6 years then gone? but if it is sold on ill get a letter from the DCA which is the notice of assignment? Sorry what is the different between a default notice and a default cal marker? yes, i may try and work arrangements out with the OCs after the breathing space but I'll see my circumstances then thank you again for all your help and patience, I really appreciate it and apologies If i am too fast or repeating myself.
    • receiving a default NOTICE (forget simple default cal markers) does not mean it will get sold on... OC's very very rarely do court themselves.  if it does you would receive a Notice of Assignment from the debt buyer/DCA.  as for reduced payment if it remains with the OC and they issue a DN, no harm in trying but lets get all your ducks inline first. dx  
    • okay thanks do you know how long it will take for it to get to the DCA or could the OC try and issue a CCJ? even though it's unlikely also for example would the OC agree to a reduction and a small payment over a super lengthy period of time if agreed? Rather than go through chasing apologies again for all the questions, just trying to understand all the possible scenarios.  
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was paying Henderson booth snell on halifax shortfall..now drydens..


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I was repossessed by Halifax with a shortfall of 30k. I agreed a standing order with Henderson booth Snell Manchester. They kept collecting monthly payments and a lump sum of 5k.

 

Then the collections stopped some years ago.

Yesterday Dryden Fairfax called and said I still have an outstanding debt of 28k.

 

Do I engage with Drydens or just tell them to refer to Henderson Booth who by the way I haven't been able to contact for a couple of year.

 

Please help.

 

Many thanks.

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can we have some dates please

 

 

and are you indicating the £5k lump was a full and final?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I shall hv to back n check the dates but it was repossessed in 2012 final payment to Henderson booth in 2014 I think. Then no contact at all

 

Yes I thought it closed the account

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then as drydens do

they try and fleece people on shortfalls.

 

 

who's their client?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

that's cause hes sadly been dead for years..

why do you want to send a PM?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Drydens fairfax sent a cold letter without any heading etc saying please call this number urgently, when i called they said that its about an outstanding mortgage balance with the Halifax, they didnt mention the payments to Henderson Booth Snell. Henderson Booth Snell seem to have disappeared as a company???

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that's because they were fleecing you in the first place...

 

 

who are drydens client named on their letter

you should be ringing these fleecers ever!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Oh sorry, i had a message saying if you want help send me a PM

 

They said they will send me a letter detailing everything.

 

Has anyone dealt with Drydenfairfax solicitors?

 

Has anyone had any dealings with DrydenFairfax solicitors??

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sorry who sent you a PM?

 

 

drydens are all over this forum

been around for 30+ yrs.

 

 

don't get had!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Whats the best way to deal with them?

 

 

Do I discuss this with them or just say that i dealt with Henderson Booth Snell who have now stopped trading?

 

What legal status do Dryden Fairfax have and what action can they take against me?

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go back and read this thread and answer the questions you've been asked.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yep they got money out of every mug that fell for their threat letters and paid them and ran

 

IMHO you ignore Dryden's they have no legal powers

Shame you rang them they'll hound you forever now

 

Who are Dryden's clients

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

No CCA on mortgages

 

Sit on your hands

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

lets ee what their de forestation says.

 

though if you do a quick search using the search CAG box of the top red toolbar from

drydens shortfall.

 

you'll see they love to try and spoof people into paying up.

 

who they state their client is will be the interesting bit when they write.

on the phone

they

as all DCA's will do

will say things they would never put in writing

as they know they are LYING..

 

bit like the 'windows tech' bloke that phones you up and says you've got a virus

give me access to your PC

and they steal your money

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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