Jump to content


JD Williams Account Sold to Lowells.


Ronnie1234
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2244 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have four accounts with JD Williams

approx five months ago I started a repayment plan with them.

Totalling £200 a month over the four accounts.

 

Two days ago I received a letter to say that my accounts have been sold to Lowell and they will now collect my direct debits

 

 

I've looked on my bank account & notice three of the direct debits are now under Lowell rather than JD Williams - one of them has stayed under JD Williams.

 

Just wondering:

1. Can they do this?

2. What should I do from here?

Thanks

Link to post
Share on other sites

Stop the Direct Debits before Loweel take payment.

 

Then send the following x3 to Loweel and request a copy of the agreements.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Postal Order preferred ...no signatures.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Great thank you will go to post office Monday

 

Would Lowell have purchased this off JDW despite myself & JDW having a repayment agreement

 

Just to add to this I'll be going on Maternity leave in June so was going to write to them closer to time to arrange reduced payments!

Link to post
Share on other sites

yes

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I will send letters out today, I just noticed when obtaining my reference numbers, JD Williams have actually sent me a letter saying they are passing to Lowell and then the Lowell letter is enclosed in same envelope - does this make a difference?

Link to post
Share on other sites

hey wheres our cash cow gone...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Letter(s) received off Lowell today saying they have asked JD Williams to provide requested documentation & aim to provide within 12 working days. In the meantime account is on hold, if they've not heard from JD Williams after 40 days they will send an update

Link to post
Share on other sites

cash cow being further led out the parlour...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

thats becasue they never had an authorisation in the first place so a bit of a cheek to complain that you are stopping them robbing you. what next, notes from your local burglar complaining about the lock on your door?

You are learning that when you are informed you have the power.

I've received letter off Lowell now saying to please contact as my DD has failed! I'll just ignore this as has obviously crossed over with my CCA request
Link to post
Share on other sites

You could send an email stating the DDs will resume when you comply to my section 78 request and its legal and valid:wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • 3 months later...

letters received from Lowell this week to say they will no longer be chasing this debt.

 

Was sorting out DDs / SO out of bank on tues & noticed DDs set up again to JD Williams so cancelled them.

 

Letters received this morning from JD Williams to ask why I've cancelled DDs.

 

Can they do this

pass to Lowells

then when Lowells aren't successful decide to set up DDs again & try to take funds?

Good job I noticed on my account in week!

Link to post
Share on other sites

No company can set up a DD without your consent and then they have to provide a minimum of 10 days notice of any DD payment going through.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

pers i'd resend a new CCA request to SD for each account.........

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

nope ignore stuff to date

 

 

re send CCA request s to SD

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...