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HP credit agreement advice please - trying to find out the Company I used as have no paperwork


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Hi There,

Just wondering where I should post a new question relating to where I could find information on who I had a HP credit agreement with a few years back when purchasing a car? Or who I should write to to ask?

Any pointers gratefully received.

Many thanks :0)

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nothing on your credit file?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I can only find companies offering credit reports going back 6 years. I need at least 15. Do you know if I can SAR my bank who I have been with over 20years, will they hold account details that I was paying for the HP agreements back then?

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I will guess you at after PPI reclaim?

 

 

if these were taken out before 2004/5 you are unlikely to get PPI back.

 

 

and if they were settled more than 6 yrs ago

you are also unlikely to get it back as they'll pull the out of time rule aswell

 

 

yes you could sar your bank

 

 

then when you know the lenders names

sar them

 

 

but again..

they will most probably not hold any data outside of 6yrs.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you - yes long term was hoping to get PPI claim but though it a long shot, nevermind. Still keeping fingers crossed on my Egg claim you helped point me in the direction of prior to Xmas after requesting a SAR with Capital Square. Thanks again :-)

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