Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder Ianimp Novitiate



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    Default Restons Arrow HSBC credit card debt

    Hi

    Ive just received a lettericon from Arrow stating that my debt with them (which i did not know i had) is now with Restons,

    I just called restons to find out what the debt was for and was told it was HSBCicon but passed to them from Arrow,

    i disputed the debt and was told that they would take legal action,

    I offered a settlement of 900 as the total of 1750, but it was declined

    Any advise please

    Thank You


  2. #2
    Gold Account Holder phatram Informative phatram Informative phatram's Avatar



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    Default

    Number 1 do not speak to them on the phone!

    2. Where is this alleged debt from? You need to find out.

    3. Do a lot of reading on here and you'll get the help you need.

    4.Good luck☺


  3. #3
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    Default Re: Restons Arrow HSBC

    Ok
    HSBCicon card over 4 year ago
    I will
    Thank you


  4. #4
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    Default Re: Restons Arrow HSBC

    Should i send a CCA and if so to who

    ARROW
    RESTONS
    WESCOT

    Thank You


  5. #5
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    Default Re: Restons Arrow HSBC

    told they WOULD take legal action NOT HAVE

    that's restons for you..

    ruddy fleecers

    send arrows a CCA Requesticon<<clickme

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  6. #6
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    Default Re: Restons Arrow HSBC credit card debt

    Ok Thank you
    I forgot to say that on my credit file the outstanding debt is under Arrows Global


  7. #7
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    Default Re: Restons Arrow HSBC credit card debt

    what the defaulted date

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  8. #8
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    Default Re: Restons Arrow HSBC credit card debt

    They dont show up on Experian but show as a closed account on clear score but states that it is a negative on my credit


  9. #9
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    Default Re: Restons Arrow HSBC credit card debt

    but is it defaulted

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  10. #10
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    Default Re: Restons Arrow HSBC credit card debt

    No default


  11. #11
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    Default Re: Restons Arrow HSBC credit card debt

    strange they usually default before sale.


    CCA Requesticon time IMHO

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  12. #12
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    Default Re: Restons Arrow HSBC credit card debt

    thanks
    CCA to who
    ARROW
    WESCOT
    RESTONS

    and whats IMHO


  13. #13
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    Default Re: Restons Arrow HSBC credit card debt

    to arrows the owner of the debt
    in my humble opinion

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  14. #14
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    Default Re: Restons Arrow HSBC credit card debt

    Hi
    Today 04/03/17 I have received a lettericon from Arrow saying

    '' We do not accept that we are the creditor as envisaged by the above statue. however we are willing to assist in obtaining that which has been requested, We will now process your request for documentation from the creditor and will revert in due course''

    Arrows however have put a default on my credit file
    Can they do that if they dont own the debt or am i missing something

    Thanks again for your help


  15. #15
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    Default Re: Restons Arrow HSBC credit card debt

    You said there was no default earlier!!

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  16. #16
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    Default

    I checked my credit file today and now there is a default on there

    Thanks

    It says on clear score

    ''Negative 1

    You have had at least one account in Default or Repossession (ARROW GLOBAL LTD) ''


  17. #17
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    Default Re: Restons Arrow HSBC credit card debt

    Hi
    I still havent received a reply from Arrow how long does it normally take for them to reply or is there a specific time scale they adhere to

    Thanks


  18. #18
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    Default Re: Restons Arrow HSBC credit card debt

    until they do with an enforceable agreement they are going nowhere


    re the default
    it would have been HSBCicon that defaulted it just before the sale
    have you received a thing called a notice of assignment?

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  19. #19
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    Default Re: Restons Arrow HSBC credit card debt

    Hi
    Thank you for the quick reply im not aware of receiving any notice and the default on credit score and Experian file states it from Arrow

    Thanks


  20. #20
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    Default Re: Restons Arrow HSBC credit card debt

    we know that...
    when a debt is sold
    the buyers name replaces that of the OC..
    let it run...

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