Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Wicky Novitiate

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    Default Bankcharges.org using public info to charge the public

    I was horrified today to get an email from the above company that states it will help you get your charges back and ONLY CHARGE 25%. Now I thought that it was a fairly simple process, are there really any people that really can't manage to read this site and are willing to pay somebody else a quarter of their money to get the rest back?. I bet they use information from here and don't give any money to the site.
    Well that's my rant over with what should we do to them?

    Similar Threads:
    19/09/2006 Halifax Prelim Letter Sent
    10/11/2006 Paid into my Account £1086.84
    19/02/2007 Settled remaining Contractual Interest £243.72

  2. #2
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    Default Re: Bankcharges.org using public info to charge the public

    nothing you can do.There are quite a lot of people offering this service-indedd I know one guy personally who does(member of CAGicon) and he's only helping those who do not feel confident enough to do it themselves.

    I do not have a problem with this-what I do object to is people selling templates from this site on ebayicon-the sweat of a lot of people's good work,and they are stealing the info to sell.

    Those are low life tactics....


  3. #3
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    Default Re: Bankcharges.org using public info to charge the public

    The vast majority of people who would use a service like that though are the ones who not bother otherwise. A lot of people just can't or won't act for themselves even when they have all the resources available. They're either too lazy or too scared or just too conditioned into thinking that you can't beat the system no matter how crooked it is.

    There's not much anyone can do apart from inform as many people as you can about this place. Some people will gladly spend an hour to save a pound, others will gladly spend a pound to save an hour if you know what I mean.


  4. #4
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    Default Re: Bankcharges.org using public info to charge the public

    I cannot see any objection to this. The only people who will use these services are those who otherwise would not claim. So long as the banks can be made to pay for their unlawful acts I am happy - the more the merrier.


  5. #5
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    Default Re: Bankcharges.org using public info to charge the public

    caveat emptor is probably the best advice for these sites or servicies offered.


  6. #6
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    Default Re: Bankcharges.org using public info to charge the public

    My mate is getting charged 33%!!! Its a joke when all the info you need is here.

    http://www.consumeractiongroup.co.uk...ead.php?t=4190 - Rjh v Lloyds Tsb.
    Dpa Sent (13/04/06).
    Statements Recevied (04/05/06).
    Preliminary Letter Sent £775 owed! (12/05/06).
    Received Standard Reply from Lloyds. (17/05/06).
    Posted LBA (31/05/06).
    Received Lloyds "Final Response" Letter (03/06/06).
    Filed Claim with Moneyclaim for £775+£192.19 interest. (21/07/06)
    Lloyds defend claim (23/08/06)
    **Lloyds pay up, at last. £1078 (14/11/06)**


  7. #7
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    Default Re: Bankcharges.org using public info to charge the public

    I personally think that it is totally immoral...
    to profit from other peoples misfortunes!

    JMHO
    AC


  8. #8
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    Default Re: Bankcharges.org using public info to charge the public

    Quote Originally Posted by Wicky View Post
    I was horrified today to get an email from the above company that states it will help you get your charges back and ONLY CHARGE 25%. Now I thought that it was a fairly simple process, are there really any people that really can't manage to read this site and are willing to pay somebody else a quarter of their money to get the rest back?. I bet they use information from here and don't give any money to the site.
    Well that's my rant over with what should we do to them?
    It's exactly like the situation with these companies who guarantee to get you a tax refund, you know the ones, tax refunds within 24 hours, penalties sorted etc etc, then they charge you anything upto 40% of the refund.

    However, they are doing nothing different than you would have to do yourself. Simply send the information to HMRC (P60/P45 details and ask the revenue if there is any repayment due. They may not be able to give you the money in 24 hours, it may take 4 - 5 weeks, but you get the whole payment, there is no charge from HMRC.

    Simply they are offering this service because some people cannot be bothered to spend the time issuing the letters, and would rather someone else do the hard work for them.

    I agree it is disgusting, but they offer this service, so obviously there is a market for it.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE