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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Capquest/Shoosmiths small 1a claim Airdrie Sheriff Court - old shop direct debt


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Hi guys, been dealing with Capquest via Shoosmith.

Sent CCA requests to Capquest via Shoosmiths as you can see.

 

Even though they said no further legal action would be taken I went to court to day regardless

 

after sitting like an edjit for several hours I went an spoke to a clerk.

Turns out Shoosmith changed the hearing dates on the 20th January to 29th April and I've never been informed!

 

At the current time I have yet to receive any documentation in regards to the CCA request yet my request has been acknowledged.

 

Why has Capquest added £186 onto this account since last month?

 

Why is Shoosmiths still taking me to court even though they said no further action will be taken while Capquest is "investigating"?

 

Sorry this is meant to be the 25th not 29th....

 

And dont know whats going on with post images, was having bother adding them.

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I have removed you images

you need to remove the ref no. in atleast image 1

pop them in ONE multi page PDF please.

 

yes they will add the court fees to the debt

but that doesn't mean its even enforceable

 

its a speculative claim..

you've upset their remit by the CCA request.

 

what defence did you file?

 

and was the claim filed to the correct address

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Multi-page PDF created and attached.

 

The amount added hasn't been added via court,

I check my credit file (noodle) and have discovered Capquest adding to it.

December 2016 it was at £628 this month it has been updated to £814.

 

No defense was submitted as I wasn't requested to, was only to file what I would be doing.

 

And yes the summons came to my current address.

docs1.pdf

Edited by dx100uk
11Mb PDF reduced to .2Mb - dx
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you should have returned page 7 by 17th jan did you?

 

looks like they've been given 3mts to get documentation together.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I returned page 7 on the 16th of January,

I went up to court at 10am along with my Father on the 31st to defend my position and sat waiting to be called,

 

eventually spoke to a clerk who checked the details of the summons and I was informed Shoosmith had contacted the court on the 20th of January 2017 and changed the date to 25th of April 2017 and that I had to return page 7 on the new summons.

 

I have not been informed of this change in date from Shoosmith by any means and I haven't been issues a new summons either.

 

I have also been waiting from December for my CCA request to be competed by Capquest, the request has been acknowledged twice.

 

Can anyone advise me on this please, cheers.

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as the court where the new summons form is?

somethings not right here

 

 

a pursuer should not be able to change a hearing date without your consent

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

The clerk I spoke to told me that its not the court that sends out the summons but Shoosmith lawyers.

 

I have no idea to be honest, I'm thinking I may require some legal help on this one as it seems to be above my head.

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yes correct but they cant change a summons date without your consent as far as I know.

 

and I don't think you'll get 'a new summons' unless the old case has been cancelled...

 

maybe its me

but somethings not sitting here right with me...

 

in speculative claims in Scotland the sheriff don't usually allow the shenanigans they play down south.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I'll call the court on Monday and make some enquires,

 

in the mean time do you have any suggestions or template letters I can send to Shoosmiths at this time?

 

That's now 2 months I've been waiting on CCA request to be fulfilled on and now the carry on with the court.

 

I can't help but feel this is an attempt to lead me astray to get automatic decree.

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no we don't ever recommend chasing failed CCa requests

 

that's the sheriffs job!!

 

you've CCA'd them

you've mentioned as such in form 7

 

they cant get a decree by default.

 

much the same as speculative claimforms down south.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi again, sorry didn't get and email notification saying you had replied back , that or I have over looked it in my inbox.

 

I received the attached letter today via recorded delivery,

 

now I'm no expert but I'm pretty sure they are saying that this was called in court on the 31st and heard by a Sheriff.

 

et I know for a FACT they changed the dates themselves and they didn't attend court!

 

Advise please as clearly they are at it.

shoo letter.pdf

Edited by dx100uk
8Mb single page pdf reduced to 58kb - dx
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sorry been busy all day

 

I suggest you ring the clerk and tell them what has gone on and state you object to the continuation as you were not advised and would have asked for the claims adjournment at the first hearing

 

the pursuer has had amply time already to produce enforceable paperwork that they should provide anyway before taking you to court or atleast hold before they raised the claim.

 

something very fishy has gone on here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

hows this going?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...

Sorry for the slow reply, I allowed it to go to court.

Shoosmith didn't attend but used one of the clerks as in intermediary.

 

They requested a further 3 months to get files

but the sheriff gave them 4 weeks

plus they also have to send one of their own people to attend in person,

he wants them to explain why they have me up in court.

 

That was after he read the letters they sent to me,

I guess their own letters aren't doing them any good.

 

See their latest communication,

says there was a document enclosed which there was not but I'm not surprised.

leter.pdf

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thank you

which court or atleast city?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thank you so not a tiny remote NE coast court where they sometimes waive the necessities of agreements/notice of assignments & Default notice production.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

And another 8 week extension so they can retrieve the documentation, sheriff to them last one either move forward with it or drop it. At the current time can I request all documents that cap quest have about me?

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yes you can but to what end?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

the more hearing they have the more money you might get in costs too.

i'd let it run.

 

not really any point in asking capquest direct

the sheriff has already told them get your finger out.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I hope you mean get their finger out lol

 

And yeah I'm worried about being left paying a fortune back to Shoosmith, I've been wondering if I can submit a counter with fees for my time and expenses play them for awhile.

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under SPR yes you get costs awarded auto at the end

 

 

don't remember if 1a is the same

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

outcome?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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