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Cabot and CCA Request - MBNA card 'debt'


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Hi CAG'ers

 

Looking for some advice if possible.

 

I took out a credit card with MBNA in 2005, which I defaulted on a couple of years ago.

The debt has been sold to Cabot who are now looking for payment.

 

After reading the numerous informative threads on this site I sent Cabot a CCA request in December 2016.

 

 

A couple of weeks ago I had the standard 'sorry we are unable to obtain the info with the 12+2 day limit but hopefully have the info with me within 40 days'.

 

As the 12+2 days have well passed now shall I send the 'Account in Dispute' letter or do nothing at all and wait until I hear from them again?

 

Thanks for any advice given.

 

DA

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you do not respond again following the failure of the CCA reply within timelimit

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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