Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
deadline for the banks response was today, so it now looks as though i am facing Small Claims court. Should i wait till middle of next week to see if i get a resonse, or just charge ahead?
Give tommy mclean a call/ email first. I am sure he can sort it out for you very quickly without doing the court thingy.
J
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
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Well.....HAPPY DAYS!!! Got a letter in on friday offering to settle the full amount of £670!!! Yeeehaaaaaa!!
I've to sign something and send back, but the only probelm is that the letter goes along the lines of 'we pay you and that's the end of it; no more claims' , or something along those lines. Unfortunately i don't have it here in front of me. Is this standard? Should i sign and just accept it?
Sorry I can't answer your question but I just wondered, did you take Weej's advise and contact Tommy McLean before you went ahead? Very nearly at this stage myself for £3868 so just curious. Thanks
RBoS - claiming charges of £3868
17/1/07 - Offer for full amount!! WON!!
3/1/07 - LBA Deadline - reminder e-mail sent
16/12/06 - LBA Sent
27/11/06 - Prelim Letter Sent - no reply at all
17/11/06 - Statements received
12/10/06 - S.A.R - (Subject Access Request) Sent
actually yes, i did. I made it clear that it was not an empty threat; that i was self employed and i could take the time off for any court appearance, and my wife could help in representation as she has a law degree!!
He didn't respond to the email as he was on holiday for a week, but give him his due, the letter came in just in time before i was about to go to book the court.
Mmmm! Not sure threatening to take my scaffolder hubby to court with me would have the same effect but it's good to know. My prelim letter was sent a week ago so just waiting on my standard 'bog off' letter, which I thought arrived this morning but it was only telling me interest rates are going up!
Thanks for your help
RBoS - claiming charges of £3868
17/1/07 - Offer for full amount!! WON!!
3/1/07 - LBA Deadline - reminder e-mail sent
16/12/06 - LBA Sent
27/11/06 - Prelim Letter Sent - no reply at all
17/11/06 - Statements received
12/10/06 - S.A.R - (Subject Access Request) Sent
".........Payment is to be made on the basis of a Full and final settlement of your complaint. It is offered as a gesture of goodwill and without admission of liability or error. Also, our terms and conditions will continue to apply and any future charges, in the absence of a bank error, will stand."
If you are prepard to accept my offer on this basis, please sign and return the copy of this letter."
So what do you think? Should i just sign, or should i not agree to this?
AstroBhoy Vrs RBS
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