Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    denskoi Novitiate

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    Default Barclays and Barclaycard

    I am in the process of claiming bank charges back from my Barclaysicon account. My question is this: I owe Barclaycard money from a credit card i defaulted on some years ago, Could Barclays use any money i claim back to pay off my credit card with out my permisson eg say well we would have given you money, but we are keeping it to pay off your credit card. Many Thanks

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  2. #2
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    unicorn96 Novitiate

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    Default Re: Barclays and Barclaycard

    Not sure on that one however, I offered to pay off my Barclaycard account in May this year with a settlement figure to get them off my back once and for all (so officially i still owe them money). I followed the procedures on this site which lead me to taking my claim to sheriffs court and on Wed (the day before the 'return date') i got a letter saying they would pay my claim, but they wanted to put it into my Barclaycard account, which has been closed since May 2006. I spoke to their solicitors and said i would accept their offer, but ONLY if paid to me via cheque. I also faxed a letter to them with my proposals as well so there was no misunderstandings. They agreed. I am now waiting for a cheque to arrive, so i would certainly give it a go. I made sure that on my court form i put i would only accept a cheque so they knew that from the start. Go for it. Good luck. Any help you need just ask.
    Pauline

    :grin: WON
    GOLDFISH £291.90
    MARBLES £174.47
    RBOS VISA £232.19
    AMEX (BLUE) £148.40
    BARCLAYCARD £251.31
    AMEX (BA) £151.50
    RBOS M/C £222.00
    RBOS (MY ACC) £430.00
    BARCLAYS £505.00
    MBNA £250.00
    RBOS (JOINT) £2975.00
    :grin:


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE