Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Tilly1 Novitiate

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    Default Interest Overdraft Charges

    Hi All. Looking for a bit of help here. I am just going through all my bank statements now to try and reclaim my charges from BOSicon. As I had an authorised student overdrafticon I was being charged £12 every month for this privilege (!!). I'm not sure whether I'm allowed to claim any of these charges back or whether it's only charges for returned dd/cheques, etc (charges of £28/£30/£35). Can anyone give me some advice on this please as I'm slightly confused. Thanx


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  2. #2
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    cariad mo brwydrwr Novitiate cariad mo brwydrwr's Avatar

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    Default Re: Interest Overdraft Charges

    If its a student account then the overdrafticon is free. You shouldn't be charged for it. What does it say on your statement next to the charge?

    ~ I'm a lover, not a fighter... well, most of the time ~

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    Default Re: Interest Overdraft Charges

    Hi Lucyec. Thanx for replying. It says "Interest Charge" £12. This seems to appear every month while I had my student account with them. This was an agreed overdrafticon so not sure what to do????


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    Default Re: Interest Overdraft Charges

    Can't say I've ever come accross this before. I was claiming from my student account with RBSicon, which is now a graduate account. I've not had any of these charges on my statements (although I've had every other charge under the sun!!) If it were me, I'd give the bank a quick call and find out what they're actually for. Can't do any harm. You don't have to tell them its to work out what you can recalim!

    All the best. I'll be interested to know what they say

    ~ I'm a lover, not a fighter... well, most of the time ~

  5. #5
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    Thumbs up Re: Interest Overdraft Charges

    Thanx Lucyec. Will keep you posted



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE