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Close Brothers insurance Finance - £30 missed payment fee


belgarion22
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JI have taken out an insurance policy with an instalment plan

the instalments are through Close Brothers

 

now due to my boiler blowing up just after I took out the policy I didn't have enough to make the payment on the loan.

 

I called today to make the payment and asked if they would take off the £30 charge,

the lady said she would check and after keeping me on hold for 10 minutes told me they couldn't do anything about the charge and I had to pay in full

 

they told me they had a right to charge this amount and would charge it again in the future If I missed another payment.

 

I have also checked my bank statements and with out notice they had tried to take my premium again 7 days after the first failed with the £30 fee included.

 

Can I still claim these fees back or can they just quote the collection act at me as the person on the telephone said they were using

 

:mad2::mad2:

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The ''Collections Act?''

 

Never heard of it!!

 

Can you set up a standing order so you control your bank account?

 

£30 for a failed payment is a penalty charge, and I'd certainly be looking at reclaiming that off them!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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