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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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In March 2015 I was taken to the local magistrates court for certain council tax bills

(briefly, I told the local council where I was living and they refused to update their records

[the house was subject to a compulsory purchase order and the council wanted to pretend that the house was unoccupied] until I took them to a tribunal.

 

They then updated their records and billed me for 5 years of council tax).

The magistrate refused to grant a liability order for this old disputed council tax.

 

I have paid recent council tax bills and I have a considerable amount of proof that I have done this

(I even wrote on cheques what I was paying - where appropriate the cheques state it was full and final payment for the relevant year).

 

The council has reallocated recent payments against the old disputed council tax and, after several adjournments, obtained liability orders for £5k of more recent, undisputed council tax bills in January 2016.

 

I have stated that I have now paid these bills once and I have sent evidence of this to the council and their bailiffs.

 

When I get a response it is that their records show a balance outstanding which they would like paid.

The bailiffs are now "preparing papers" for an enforcement visit.

I wont let them in but I am worried that they might take my car which I park on the street.

 

This is a saga that, together with the compulsory purchase order, has dragged on for a decade.

 

I would love to put it all behind me and get on with my life.

I've done a Local Government Ombudsman Complaint and written to my MP & local Councillor without making progress.

 

Any thoughts would be welcome.

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Thank you for the response.

 

 

The Local Government Ombudsman did look at a number of issues but they were not very helpful.

 

 

On one issue they concluded that they did not need to investigate because the council had already investigated

- yet they claim to look at issues independently.

 

 

I do have the option to go back to them about the council tax though.

A Judicial Review is certainly something that I am researching.

 

In the short term I have told the bailiffs that they should not be performing debt collection activities after a debt has been paid and when they cannot produce written proof of the debt and, as a consequence, I have withdrawn their implied right of access to my property and I am threatening an injunction if they continue to harass me.

 

Currently matters have been put on hold for 14 days to allow me the opportunity to make a payment offer. I have offered to promptly rectify any errors that can be found in my first payment of the council tax.

 

 

Realistically, I doubt that the offer will even be acknowledged.

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The bailiffs will come until they are called off by the council or the court. Theyre only doign what they are told.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi Grumpy. I think that you may be in another country. The UK Administration of Justice Act details both what constitutes harassment and, in section 40, details the punishment for harassing debtors. The punishments will be more severe if the harassment occurs after an injunction. Some injunctions have the power of arrest attached.

 

I have already removed the implied right of access. Any special privileges given to bailiffs ended when the debt was paid.

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sounds like FMOTL twaddle to me

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Grumpy. I think that you may be in another country. The UK Administration of Justice Act details both what constitutes harassment and, in section 40, details the punishment for harassing debtors. The punishments will be more severe if the harassment occurs after an injunction. Some injunctions have the power of arrest attached.

 

I have already removed the implied right of access. Any special privileges given to bailiffs ended when the debt was paid.

 

No. The bailiffs will come until the court or council withdraws them. You need to stop reading and believing fotm stuff as it will land you in deeper trouble. Fotm tells you what you want to hear. None of fotm advice is based on reality

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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There is a lot of twaddle out there but it's common sense as well as being set out in statute and reputable web sites that debt collection procedures should stop after the debt has been paid and/or if written proof of the debt cannot be produced.

 

The tone of the letters I've received from the bailiffs suggest that they are not too interested in looking at proof of payment or providing a detailed breakdown of the amount or discussing anything other than getting more money from me. I am expecting them not to follow the rules too closely and to keep pestering me until they are "called off by the court" which is why I am anticipating that I will need to obtain an injunction.

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You need to deal with the council. The bailiffs will keep coming until they're called off. Or until you provide proof of what you say so they can contact the council for further instruction.

 

You're starting to veer off into the realm of what if's etc. Stop it, go to the council and court and provide evidence of what you say. Remember they've heard every excuse there is. So you need to provide complete proof of what you say.

 

If you keep following fotl info, you're going to end up in a lot of trouble and owe thousands. None of foto I found is based in reality or even common sense. They simply tell you what you want to hear, often charge for that info, then when the muck hits the fan, they block you from their sites and leave you to it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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too right

 

its only a ctax debt theres no remit for forced entry

and if wrong fees have been charged or are going to be

that's for the council to deal with

not you by some stupid pointless injunction.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Grumpy. I think that you may be in another country. The UK Administration of Justice Act details both what constitutes harassment and, in section 40, details the punishment for harassing debtors. The punishments will be more severe if the harassment occurs after an injunction. Some injunctions have the power of arrest attached.

 

I have already removed the implied right of access. Any special privileges given to bailiffs ended when the debt was paid.

 

No, I'm in the UK. Might be a different UK on the planet you are on though.

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Sadly i think we're going to find he'll end up as just another statistic for Bailiff Advice to quote as a sad end to the OP's ideals. he's going to end up owing thousands and he still thinks the Fotl info is right simply because its what he wants to hear.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi Grumpy. I think that you may be in another country. The UK Administration of Justice Act details both what constitutes harassment and, in section 40, details the punishment for harassing debtors. The punishments will be more severe if the harassment occurs after an injunction. Some injunctions have the power of arrest attached.

 

I have already removed the implied right of access. Any special privileges given to bailiffs ended when the debt was paid.

 

The pathetic websites that you seem to be reading will only give you little snippits of the big picture in order to confuse you. Tye below is taken directly from the act.

 

Subsection (1)(a) above does not apply to anything done by a person which is reasonable (and otherwise permissible in law) for the purpose—

.

 

(a)

 

of securing the discharge of an obligation due, or believed by him to be due, to himself or to persons for whom he acts, or protecting himself or them from future loss; or

.

 

(b)

 

of the enforcement of any liability by legal process.

 

Essentially, anybody acting in the due course of enforcing any sort of court ordered liability cannot be causing harassment.

You need to take your head out of the sand and research what you are being told before you land yourself in deeper water and further financial ruin.

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Essentially, anybody acting in the due course of enforcing any sort of court ordered liability cannot be causing harassment.

You need to take your head out of the sand and research what you are being told before you land yourself in deeper water and further financial ruin.

 

 

Thank you for the helpful advice. I'm certainly more inclined to take note of reputable web sites like legislation.gov.uk than some of the dodgy sites out there. There are some sites that pretend that you can post a note on your gate and never have to pay your bills, there's another site run by debt collectors that pretends that bailiffs are above the law.

 

As stated in my original post, the debt has been paid. I have a considerable amount of proof to support this fact and this has been shared with the bailiffs and the council. The Tribunals, Courts and Enforcement Act 2007, for example, is quite clear:

 

Para 6.3 The property in all goods ceases to be bound when ... the amount outstanding is paid

 

Para 58 This paragraph applies where the debtor pays the amount outstanding in full - No further step may be taken under the enforcement power concerned.

 

In an ideal world, you would be able to present a set of facts to a council and they would act on them. Unfortunately, were our council diligent, the issues with my council tax would never have arisen. As stated, the problem arose because, between 2007 and 2015, the council were falsely pretending that I was not living in my house.

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Have you made a complaint to the chief executive at your council or your mp. Do you have proof the debt was paid. Are the bailiffs after any fees. We're those fees applied before or after full payment was made

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Yes, as stated previously, I have proof that the debt has been paid (9 months ago). I have made many formal complaints to the council. I wrote to my MP who contacted a councillor and promised to write to me again when he got a reply (I'm still waiting). The bailiffs have not yet added fees but are promising to add an amount (they can't decide how much) if they visit.

 

I am not willing to live for the next few years under the threat of someone taking my car or my property.

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have you provided proof to the bailiff? If so, then copy in the council and courts again, but make sure you form a full complaint to the ceo of the council AND your local MP. Perhaps give the local press a call as well.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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(briefly, I told the local council where I was living and they refused to update their records

[the house was subject to a compulsory purchase order and the council wanted to pretend that the house was unoccupied] until I took them to a tribunal.

 

They then updated their records and billed me for 5 years of council tax).

The magistrate refused to grant a liability order for this old disputed council tax.

 

The magistrate was in error - they cannot refuse to grant a Liability Order where the dispute falls under Section 16 of the LGFA92 (an appeal that can be heard by a tribunal) - and I'm surprised the council didn't complain to the court. See Wiltshire V Piggin - http://lgfa92.co.uk/council-tax-liability-and-section-16-of-the-lgfa-1992/

 

 

Craig

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