hi, we (hubby and me) could do with some advise. my hubby has just been discharged from bancruptcy so has deecided to get his charges back as a forerunner to me doing it when i am discharged. he sent the template letters in and has recieved back an offer of £370 of the £741 owed him. they have also now said that out of this money offer they will take some to pay back the debt owing to them from when he went bancrupt, even though that debt was interesticon charged to to the account through it going overdrawn by bank charges.
help, this is really confusing, can they do this?:?

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