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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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Council tax debt, joining Navy, would arrest warrant effect my entry in to Navy?


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Hi all, I have a letter direct from the local council's own court baliff demanding I pay my council tax bill with 14 days or he will ask the courts to commit me to prison.

 

If I ignore this, would my entry in to the Royal Navy in January next year be effected? Would I have a police warrant for my arrest, or not?

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He can ask the courts to summon you. But there is NO chance at prison unless you stand in front of a judge and clearly state you will never pay it.

 

Ignore the bailiffs empty threats for now. As anything like that is a long way off. The bailiff would have to go back to the council for further instructions, then the council would go to court to ask a courts decision etc.

 

Again, summons for non payment is a very long way off.

 

can i ask why you havent paid it? There ar emanypeople on this forum that can advise on paying it and avoiding any hassle at all.

 

Suffice to say, deal with paying it off now at a rate you can afford and a summons wont even be considered. The bailiff is just using it to threaten you and is actually against regulation for them to do so.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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Hi,

I'm going in as a Marine Other Rank, i.e not an officer.

 

 

Would an arrest warrant for the non-payment of council tax have the cops showing up at the gates to Lympstone asking for me?

 

Also this is not a private baliff this is a letter from my local council from their "court recovery officer".

 

I've had three hearings/liability orders heard at the magistrates court over the last 3 year period,

I did not attend any occasions and have never responded to anything,

so it is now at the commital to prison stage.

 

just want to know if ignoring this will get me a warrant for arrest on the police PNC and will they bother to come all the way to Devon to arrest me?

 

It's £320 in total.

I did not pay becuase I never used the property that I was privately renting so did not see how I should have to pay the CT

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To clear one element up.

You dont have to use the property you rented but you will still be liable for the council tax for the period of your tenancy.

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can you name the council please

 

the fact that you didn't appear at any of the liability order hearing is immaterial

you don't have too.

 

the fact that you've totally ignored everything to this date is

 

BUT as has been said, its a court bailiff, and that's a very last resort.

 

you don't have to respond to court bailiffs at all over any CTAX debt

but , you should be making some kind of approach to the council to get it sorted

 

the fact that you never used the flat is immaterial, you were responsible for the CTAX whilst you were renting

unless it was included in the rent

 

just to dispel one myth

its NOTHING to do with the police.

 

and no

you wont get arrested at your barracks

but as its such a small sum

ring them up [ the council]

 

explain what has happened

and arrange to pay it

they'll accept small monthly payments.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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WD is correct that you need to try and sort this beforehand because if the Council eventually get an Attachment of Earnings (AoE) irrespective whether you are in Training or with your Regiment (if they trace you) they will go via the MOD Paymaster for the AoE therefore your training establishment (if still in training) or your regiment would be aware of this.

 

Just making you aware of this in case it does get to that stage.

 

Also have a wee look at this link: https://www.moneyforce.org.uk/Your-career/Before-you-join-the-Services/What-you-will-have-to-pay-for

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Hi,

 

Also this is not a private baliff this is a letter from my local council from their "court recovery officer".

 

I've had three hearings/liability orders heard at the magistrates court over the last 3 year period, I did not attend any occasions and have never responded to anything, so it is now at the commital to prison stage.

 

just want to know if ignoring this will get me a warrant for arrest on the police PNC and will they bother to come all the way to Devon to arrest me?

 

It's £320 in total.

 

I did not pay becuase I never used the property that I was privately renting so did not see how I should have to pay the CT

 

There are over 3.5 million Liability Orders issued each year and courts will NOT consider committal proceedings for a debt of just £320. The 'threat' of committal is just that....a threat. However, it is a threat that WORKS (as has been demonstrated here). It has got your attention and led to you posting on the forum.

 

Whether you like it or not, you owe the money.

 

If you genuinely dispute that you should not have been charged council tax, then it is for you to take your complaint to the Valuation Tribunal. It is not for the council to resolve this dispute.

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, would my entry in to the Royal Navy in January next year be effected?

you've prob seen this already, but for ref

http://www.royalnavy.mod.uk/careers/get-ready-to-join/apply/~/media/3cd18a33f80c4133967cfc4351756df6.ashx

 

as the guys say, committal is an absolute last resort and is v unlikely.

if liable. try paying it, or come to an arrangement within yr means.

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I wasn't aware of this clause.

 

Financial commitments – Debt and Bankruptcy

 

You may be ineligible to join the Armed Forces if you have financial commitments, debts or loans that you would have difficulty in repaying or lead to financial hardship if you entered the services. Look carefully at the appropriate rates of pay so that you are able to work out your particular situation.

 

Thank you so much for providing this link !!!

 

I assume that other military roles have similar provisions? I know that the police force does.

 

This will be extremely useful as I am putting together a report regarding proposals to register Liability Orders with Registry Trust.

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I have known cases where serving soldiers have been perused for council tax debts.

 

An attachment of earnings order was issued against one, who flatly refused to pay anything before that point. Within a week of the order being issued the money had been paid in full and his CO confirmed he had been given a bollocking and warned that refusal to pay his debts was a severe disciplinary offence as far as the army were concerned - I'd imagine it was down to the potential risks of having serving soldiers in debt and the leverage that this could give people against them.

 

You don't have to use the property you rented but you will still be liable for the council tax for the period of your tenancy.

Not always, it depends on the tenancy agreement - http://lgfa92.co.uk/liability-of-tenants-after-vacation-high-court-decision/

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I'd heard that mention elsewhere - any further information on it ?

 

There is a lot of further information on this matter and it was the subject of a very interesting presentation that I attended a short while ago. Given the significant importance, it is a subject that I will probably address in a separate thread.

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