Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default DPA letter delivered by hand to branch 8th April

    One of many actions started on behalf of Skint Kids.

    Must say the girl who excepted the letter at the Woolwich was very nice and didnt seem under pressure at all

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  2. #2
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    Default Re: DPA letter delivered by hand to branch 8th April

    Probabaly new


  3. #3
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    Default Re: DPA letter delivered by hand to branch 8th April

    Bank statements arrived this morning, Started adding up the charges. One Question.

    Woolwich seem to add 3.50 unauthorised overdrafticon usage fee every month if you go over. Is that one we can claim back


  4. #4
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    Default Re: DPA letter delivered by hand to branch 8th April

    Just finished adding up

    1024.50 since 2002 He never went over his overdrafticon limit by more than 50 Quid in 4 years.

    You couldnt make it up

    First letter being prepared

    By the way Woolwich returned my DPA Cheque


  5. #5
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    Default Re: DPA letter delivered by hand to branch 8th April

    Letter received from Mike Brophy head of customer relations saying they are lookin into the matter.

    7 actions in progress

    amount refunded so far £6500

  6. #6
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    Default Re: LBA delivered by hand 4th May

    No contact from anyone from woolwich since Mike Brophys letter

    lbaicon delivered by hand to branch today copied to mike Brophy.

    Monyclaim day 18th May 2006

    7 actions in progress

    amount refunded so far £6500

  7. #7
    BlueRuby
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    Wink Re: DPA letter delivered by hand to branch 8th April

    Looks as if our kids use the same banks!


  8. #8
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    Default Re: DPA letter delivered by hand to branch 8th April

    Another letter from Mike brophy saying they are looking into the matter

    They better hurry up

    7 actions in progress

    amount refunded so far £6500

  9. #9
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    Default Re: DPA letter delivered by hand to branch 8th April

    Is Mike Brophy Head of Customer Relations at the Woolwich or Barclaysicon

    the winner takes it all

  10. #10
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    Default Re: DPA letter delivered by hand to branch 8th April

    The letters are on Barclaysicon paper !

    7 actions in progress

    amount refunded so far £6500

  11. #11
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    Default Re: DPA letter delivered by hand to branch 8th April

    thanks for that, I actually found out for myself who Mike Brophy is as he kindly sent an acknowledgement for our claim this morning on Barclaysicon paper as you pointed out

    the winner takes it all

  12. #12
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    Default Re: MCOL ready to go

    Filled in the MCOL form today. Submit button will be pressed after the post tomorrow if no offer arrives



    7 actions in progress

    amount refunded so far £6500

  13. #13
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    Default Re: DPA letter delivered by hand to branch 8th April

    Hi
    Well you go get em. I have not had the best of luck with the woolwich despite them having cashed my chq for DPA on the 12th april am still awaitng the statements. Have just phoned openplan and had date of letter received confirmed as the 11th april so by my reckoning (and the very helpful man on the phone) they have until monday 22nd to comply or they face being reported. Have done the letter to this effect and will post off tomorrow. Unless anyone has a fax # that this can be sent to.

    Good luck with your claim and lets nail the ba***rds


  14. #14
    Mumofthreeboys
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    Default Re: DPA letter delivered by hand to branch 8th April

    Quote Originally Posted by rogerebaker
    Bank statements arrived this morning, Started adding up the charges. One Question.

    Woolwich seem to add 3.50 unauthorised overdrafticon usage fee every month if you go over. Is that one we can claim back
    Did you ever get an answer to this? I've just done my lbaicon and I haven't included this as I assumed it was a service!!!


  15. #15
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    Default Re: DPA letter delivered by hand to branch 8th April

    No I never got an answer re these charges. They never charged any interesticon so I presume this is their eqivalent so I will let them keep it.

    MCOL completed today

    Reference 6QZ32212

    1306 quid

    Im away on my hols for a week so hopefully some good news when I get back. I need to re coup some money as this is costing me a fortune in DPA and court fees.

    Re statements. I think I must have got in just before the mad rush as they were back with me within 2 weeks.

    7 actions in progress

    amount refunded so far £6500

  16. #16
    Mumofthreeboys
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    Default Re: DPA letter delivered by hand to branch 8th April

    Good luck, keep us posted.


  17. #17
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    Default Re: DPA letter delivered by hand to branch 8th April

    Back from holidayicon today. Great time had and feeling refreshed. Letter from woolwich offering 500 quid gesture of good willicon , plus a letter from the court but havnt had time to read yet.

    At least were getting somewhere.

    Letter refusing offer will be sent Monday. Kep you updated when Ive had a good read thru the mountain of mail

    7 actions in progress

    amount refunded so far £6500

  18. #18
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    Default Re: DPA letter delivered by hand to branch 8th April

    Ive had a good read thru the mail. Letter from Northhampton county courticon. States they have until the 6th June to acknowledge.

    Letter sent to Barclaysicon refusing 500 GPB offer.

    7 actions in progress

    amount refunded so far £6500

  19. #19
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    Default Re: DPA letter delivered by hand to branch 8th April

    Letter from woolwich today saying they have passed the 100 quid OD to a collection agency as he hasnt paid it.

    Thats choice bearing in mind hes owed 1300 in charges.

    rang the author of the letter told her she may want to read S13 SS 6 of the Banking Codeicon regarding disputed accounts.

    Wrote her a letter giving her 7 days to recal the debt and remove any reference from credit file or I would make formal complaint under DPA and banking code.

    Also told her I would write to the judge at county courticon informing he/she that Woolwich where trying to intimidate and influence pending court proceedings.

    That seemed to focus her mind a bit. She claims nothing was on the file about the dispute. Lets hope it remains like that until the 6th when I can apply for a judgement.

    7 actions in progress

    amount refunded so far £6500

  20. #20
    Mumofthreeboys
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    Default Re: DPA letter delivered by hand to branch 8th April

    Well done.

    They don't like it 'up 'em' as my Dad used to say!!!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE