Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #21
    Basic Account Holder jaffab Novitiate



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    Default Re: Kwikfit Small Claims Address

    Reading a few notes that BMW gave me, it says that the speed rating is just a term, and has more than just speed within the factoring (after all, the UK speed limit is 70, so we would never need any tires that are rated over 70mph). Other factors that go into the speed rating (according to BMW) are:


    * Compound hardness
    * Heat displacement
    * Cornering Adjustment
    * Grip
    * Braking Capability


    Then there was a load of text, which I repeat below:
    Speed ratings indicate so much more about how a tire performs than its maximum speed. Tires with higher speed ratings are better equipped to get rid of heat; they also offer better cornering, gripping and braking, which is why we think of it as a ‘performance rating.’ Tires that have been downgraded in speed rating flex and squirm under pressure, causing heat-build up and compromising traction and tire life—situations that can lead to blowouts, especially in the heat of summer.
    That rating is based on rubber compound as well as tread stability, design and casing construction. Tires with bigger inter-locking tread blocks squirm less than a lot of little tread blocks. Less squirming means more staying on the road.


  2. #22
    Royalties Account Holder Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff Authoritative Conniff's Avatar



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    Default Re: Kwikfit Small Claims Address

    'TYRE' with a 'Y'.

    It it's spelt with an 'i' in what you are quoting, then it is American and not really relevant to the UK.


  3. #23
    Basic Account Holder jaffab Novitiate



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    Default Re: Kwikfit Small Claims Address

    A quick google of some of the text confirms it is indeed lifted from an American web site - from the Bridgestone tyre information international site. But then a jump to the UK Bridgestone site has almost the same wording. I am getting the feeling that despite BMW stating over and over the tires were not valid for my car, my insurance saying the tires made my car uninsured, BMW stating several times that the wrong tires caused damage, that others feel that lower spec tires are ok.


    A quick google seems to suggest that lower than manufacturer specd tyres should not have been fitted and it indeed made my cars insurance invalid (thus making my driving of it illegal). Even the kiwk fit web site says the same thing.


    And then we have (a quick google):
    "The association of British Tyre Manafacturers"

    http://www.btmauk.com/wp-content/upl...nformation.PDF
    Although in the UK the law only requires that tyres are capable of meeting the national speed limit, do not be tempted to fit a lower Speed Symbol tyre than originally fitted because it is important to note the "Speed Symbol" is not only an indicator to the tyre’s maximum speed potential, but also an indicator of how well it copes under braking, cornering and acceleration. In most European countries the speed symbol of replacement tyres must by law be equal to or higher than the original fit tyres.
    For obvious reasons the tyre’s load capability must as a minimum match the loads imposed by the vehicle, statically and dynamically. UK law does stipulate replacement tyres must have a Load Index equal to or higher than the original fit tyre.
    Tyres form an integral part of a vehicle’s suspension, braking and steering systems. When replacing them it is very important that not only the tyre size is equivalent to the original fit tyres, but that the "Load Index" and "Speed Symbol" are equal to or higher than the original fit tyres.


    The AA
    https://tyres.theaa.com/tyre-types/
    The tyre’s speed rating represents the top speed the tyre is capable of maintaining. A letter that appears on your tyre’s sidewall illustrates the rating (see example above).
    Best tyre pressure gauges 2016
    It essential you choose a tyre capable of travelling at speeds in excess of your car’s maximum speed – even though every tyre is capable of maintaining speeds of more than 70mph.
    You could find your car insuranceicon invalidated by using tyres with a lower speed rating than appropriate for your car.


    Auto Express
    http://www.autoexpress.co.uk/car-new...abelling-guide
    It essential you choose a tyre capable of travelling at speeds in excess of your car’s maximum speed – even though every tyre is capable of maintaining speeds of more than 70mph.
    You could find your car insurance invalidated by using tyres with a lower speed rating than appropriate for your car.


    Uk Tyre Speed Rating
    http://www.tyrespeedrating.co.uk/
    We’ve mentioned that this rating is very important, and there are several reasons for this. The most important reason is safety. When travelling at high speed, it is fairly obvious that your wheels, and by extension your tyres, are turning much faster than at slow speeds. This generates more heat in the fabric of the tyre. If the tyre is run at a higher speed than its rated maximum it could be prone to catastrophic failure. Of course, this type of blow out might happen while you are still travelling at high speed, so the consequences are easy to imagine.
    As a result of the safety implications of using the wrong tyre speed rating, many insurance companies state that insurance cover will be invalidated if tyres with the wrong rating are fitted.
    As tyres with a higher tyre speed rating tend to be more expensive than those with a lower rating, people have argued that because there is a speed limit of 70 mph in the UK, then it is unnecessary to fit tyres rated to a much higher speed. It is also true that a car fitted with the wrong tyre speed rating is unlikely to fail its annual MOT test as long as it is in good condition. However in response, the insurance companies point out that the higher tyre speed rating also ensures that the tyres are able to deal with higher acceleration loads and the stresses of higher speed cornering, even if the maximum speed is not exceeded.


  4. #24
    Basic Account Holder jaffab Novitiate



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    Default Re: Kwikfit Small Claims Address

    Just to wrap up this thread... all resolved.
    Without going into any details, one cheque received for all coverage.


  5. #25
    Basic Account Holder Adele88 Novitiate



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    Default

    good to hear this im currently going through the process of taking Kwik fit to the county courticon after my bmw went in for a injector seal change nearly 4 months ago I haven't seen my car since and now it needs a replacement engine 😞



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