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lloyds/moorcrofts


sapper2409
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hi everyone ,

 

I received a letter this morning from Lloyds "Jaimie graham director ,collections,and recoveries " the letter stated that Lloyds were passing my debt to a debt collection agency "Moorcroft group plc

 

"they have instructed Moorcroft to contact me, to enable me to make future payments to them ,

 

I have been paying the debt back, £1:00 every month since before june 2013 as that was the information I was given to do by the national debt helpline,

 

they said that as long as I,m paying something there is nothing they can do.

 

what to do ?

if moorcoft get in touch can I tell them to go away in army language or be polite l.o.l.??.

can I ask for the original agreement ?? help on this would be great. thanks

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Moorcroft don't buy debts

They simple collect or chase for clients

Lloyd's are their client here

 

You ignore them

And keep paying Lloyd's

A DCA is not a bailiff

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please rotate it and convert to PDF.

 

 

then as post 2

 

 

they can call themselves what they like

they don't own the debt SO ARE POWERLESS

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just ignore them. Completely. They cant do anything to you. Ever.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 4 weeks later...

hi all, well the latest in my story about "Moorcroft" is I got another letter from them this morning, not bad 28 days to send me the second one, I am still paying Lloyds the £1:00 a month and they have acknowledge that .please see attached letter ,the question is do I reply to them or ignore them ? I have sent letter in jpg.and png .thanks

moorcroft.jpg

moorcroft 4.jpg

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Keep ignoring. They cant ever touch you. Lloyds use them because they simply cant be bothered doing the paperwork and they actually think a DCA has the power to do anything.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 1 month later...

hi all again ,I was away for a week and came back to two letters from moorcrofts do I continue to ignore them ,the one dated the 19th of this month is starting to sound threatening ,I have put both letters on here ,any advice would be helpful. thanks sapper 2409

moorcroft 4.jpg

moorcroft 5.jpg

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starting to sound threatening

in what way :)

lesscroft cant do anything, apart from continue to send you the same letters.

eventually, they will return it to loyds. and L will either farm it out to another dca. or sell the matter. they prob will sell it anyway at some point.

is there any poss challenge to the debt, eg cca request, ppi, etc?

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what part of totally ignore moorcrap are you not getting?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...
see post 13 your answer

 

this doesn,t tell me what to do or say if they come knocking on my door ,

 

I know what to do with letters but never had dca,s knocking on my door ,

 

obviously they will have to introduce themselves after they do do I just close the door or let them waffle on then tell them to go reproduce with themselves ??thanks

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they have no legal powers whatsoever

get off my property or i'll call 101

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Seriously, Moorcr@p knocking doors????

 

Get real, if a gypsy knocked our door selling wooden pegs would you buy them??

NO, and that is exactly what you do to a no powers uneducated commission paid beggar on your doorstep begging for money.

 

If you are a Sapper, then get a grip of your minerals! THERE is NOTHING these clowns can EVER do. :thumb:

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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for general info re loyds when they assign (not sold) a matter out for collection;

there is a stage process of their dca's collection; calls, letters etc ending up with usually around a 40 % discount. thats it. the third party dca wont do anything else. if the final discount letter is not accepted, it will be returned to loyds. then farmed out again or sold. it will be sold anyway at some point, even if in a payment arrangement. dont pay the dca's in these circs (not sold). if going to pay, pay to the original creditor.

the same wld apply if already in a payment arrangement with loyds (the most complained about bank).

it is a feeding business, with advantages for the cruds et al. and, to think taxpayers kept them in business, at an eventual loss.

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:)

 

sapper, do a cca request asap, if applicable, see what transpires. what is the debt; loan, cred card, o/d...

 

Just continue to pay the bank direct, you can ignore moorcr@p.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 1 month later...
....?

 

i'll eat Old Cogger's hat if 'croft send anyone round whilst they still dont own the matter.. :yo:

 

Looks like there's a chance of some entertainment here ;)

 

I received a letter from Moorcroft stating their local Agent may be calling, and sure enough they did actually turn up at 20:40 hrs on the day they said.

 

My account is NOT owned by Moorcroft, they have been asked to 'administer' the account by Lloyds.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?468817-lloyds-moorcrofts&highlight=moorcroft.

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link points to this thread?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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