Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. 15th November 2006 15:42 #1
    GrumpyCYF GrumpyCYF is offline
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    Question Barclays and Barclaycard

    Since i have my current account with Barclaysicon and also a credit card with Barclaycard would i be able to claim both together or would they need seperate claims?

    Also, would it be a good idea to finish paying off my credit card befor i start to claim against them? Owe less than £200 so it's not a problem.

    Cheers.

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  2. 16th November 2006 12:40 #2
    roydosan roydosan is offline
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    Default Re: Barclays and Barclaycard

    Probably best to treat them as two different companies otherwise it might get a bit confusing if you proceed to commencing court action (which is very likely with Barclaysicon).

    I wouldn't worry about paying it off - as far as I know they haven't been closing people's accounts for taking action against them yet.

    _________________________ ________________
    Alliance & Leicester MBNA Credit Card
    Data Protection Act letter sent 3 July 2006.
    Incomplete list of charges received 12 August 2006
    Requested repayment of charges 10 November 2006
    LBA sent 24 November 2006
    Estimated £4650 in fines and interest.
    Barclaycard
    Data Protection Act letter sent 3 July 2006.
    Incomplete statements sent 9 July 2006
    Requested repayment of charges 14 August 2006
    LBA sent 30 August 2006
    Estimated £468 in fines and interest.
    Initiated claim at MCOL 20 September 2006
    Claiming £615.47 including fines & interest, s69 interest and costs
    Claim acknowledged 10 October 2006
    Defence filed 20 October 2006
    Settled in full £640 total. 14 December 2006
     Vodafone
    Requested Default Notice removed 10 July 2006
    Received letter agreeing to request 10 August 2006
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  3. 16th November 2006 13:41 #3
    skbuncks skbuncks is offline
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    Default Re: Barclays and Barclaycard

    I believe Barclaysicon and barclaycard are separate companies so you'd have to do them separately

    skb

    Victory over Lloyds £890 Click!
    Victory over Vodafone: default removal click!
    Victory over Lloyds PPI claim £2606 click!
    Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)
    The GF's battle against RBS click! stayed awaiting the end of the world
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  4. 17th November 2006 01:56 #4
    AndyE AndyE is offline
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    Default Re: Barclays and Barclaycard

    Quote Originally Posted by skbuncks View Post
    I believe Barclaysicon and barclaycard are separate companies so you'd have to do them separately

    skb
    Not so, a quote from the defence I received from Barclays regarding my claim against them, shame they didn't actually read my claim as I claimed against 'Barclays Bank PLC trading as Barclaycard'

    Barclaycard is a trading division of Barclays Bank PLC and not a legal entity in its own right
    So you could do the whole lot in one go if you wanted to.


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  5. 17th November 2006 13:14 #5
    skbuncks skbuncks is offline
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    Default Re: Barclays and Barclaycard

    I stand corrected

    Victory over Lloyds £890 Click!
    Victory over Vodafone: default removal click!
    Victory over Lloyds PPI claim £2606 click!
    Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)
    The GF's battle against RBS click! stayed awaiting the end of the world
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE