Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I received a reply from The Woolwich after requesting my past charges etc which were listed on the reverse of the covering letter rather than being supplied with all my statements. Is this standard rather than them not wanting to diclose anything (which I know they must) which you may find constructive to your own benefit?... Is this an indication of beligerence towards my instance?..
on a separate page rather. But a summary rather than full statements...
Just wondering if this may hint at a tactic or is just basic reply to the initial request...
I got a list rather than statements when I sent for mine a couple of months back so I don`t think it`s anything sinister. It`s up to you whether you pursue them to get the staements or if you think all the chatrges are included, just use the summary. Best of luck.
I got the same, and if you used the template from this site that is what you asked them for in your SAR
" Please supply me with a complete list of transactions and charges relating to my banking history with your organisation. Alternatively, a complete set of statements for that period will be acceptable."
look on the bright side, they've done the job of sifting through 6 years of statments for you
They did that for my hubby, cos all the charges he had actually fit onto one sheet!! LOL
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
I got them same however i would advise to check the dates to make sure there are no big gaps which could imply missed statements as we all know computers can make mistakes not the staff entering the date ! lol
Woolwich charges on one page not statements
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Re: Woolwich charges on one page not statements
