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Welcome secured loans/charge - sold to Alpha/Prime -repo received - ***Claim Dismissed***


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are the fleecers there?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No.

 

I am already out didn't even go into a room. He asked where the solicitors for the other side I explained they had sent me a letter to say they were adjourning and give him the letter.

 

He walked in his office came back out and said

 

SUSPENDED INDEFINITELY due to them needing to undertake a review on what I've stated in defence.

 

Where does this leave me now and what happens next?!

 

Thank you ell-en and dx

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told ya.

 

 

so now you look at what you stated in your reply to the repo

its not a defence.

 

 

so to refresh us what was said..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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that's brill

now the interesting bit starts then...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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cummo engage brain...

 

 

what did the judge say....go read it again..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I didn't think they'd turn up, if they want to carry on with a repo claim they're going to need a re-think.

 

Just wait and see what they send you (if anything)

Help us to keep on helping

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I'm unsure what I'm trying to deciper here dx.

 

Alpha could still say I owe them money albeit £7888 less than they originally said?

 

Alpha could find the £7888 and wipe the slate clean?

 

Alpha could sell debt?

 

Alpha could take me back to court??

 

Alpha never contact me again and the charge remains?

 

Alpha send me a cheque for the £7888?! :!:

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one tip I've learned

if not here

elsewhere

write down now exactly what the actually judge said

as in time it get twisted and added too in your mind.

 

 

you now have the upper hand by a long shot.

 

 

you know that, according to what you said above

the judge said...

 

 

SUSPENDED INDEFINITELY due to them needing to undertake a review on what I've stated in defence.

 

 

so I've already pointed to I don't think he said defence.

so recall it and get it right.

 

 

they'll go nowhere near a court again until the above is resolved

and as the whole thing is mentioned in your statement to the court

the whole thing needs to be reviewed.

 

 

pers i'd be sticking in some rather large tent pegs and weather the storm.

and stick to you statement and what the judge said.

the whole thing needs a review.

and if its not to your satisfaction [i'e write it off removed the charge totally.

 

 

you reject anything they do/say until that's achieved.

 

 

let them go back to court call their bluff too.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

SUSPENDED INDEFINITELY due to them (Alpha) needing to undertake a review on account

 

. Lightfoots themselves stated this too in letter to the court requesting adjournment

 

Do I need to do anything at all or do I just sit back and wait any wait until they contact me and I then barter with them to get the charge gone.

 

Thank you for making this more clearer to me

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You sit and wait to see what happens next

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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you'd be walking the streets with just a carrier bag if you'd not come here.

 

 

let things settle

you know what you want..

 

 

whatever you do

don't blindly do write say or think anything without asking.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Take a break for a bit, there's nothing more we can say, or you can do, at the moment.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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  • 2 weeks later...

Just had 2 letters. One from court and one from prime..

 

I don't know what prime are playing at. I sent them a 3rd request for information on 15th may and also enclosed the SAR and a cheque for the £9 as they had already had the £1 for a CCA request back in march and have still not responded to that but asked for the extra £9 for the SAR.

 

Nothing ventured nothing gained and all that....

 

Just read their response it's laughable when they cashed the £9 cheque on the 22nd.

 

They have still not provided anything I asked for since march either.

 

Any thoughts?

Court Decision.pdf

Prime Response 30th may.pdf

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just send a fresh SAR

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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SAR done again.

And I've put this letter in too.

 

Dear Sir/Madam

Further to your letter dated 30th May in regards to your letter dated 24th March. The contents which have been noted.

You state that you cannot trace receipt of the requested information and are closing the matter.

 

However I would like to bring to your attention of my letters to you dated 08/08/2017 enclosed was a postal order for £1. Further to this my letter dated 29/03/2017

 

On the 15/05/2017 I wrote to you which was my third request for information and requested information under Section 7 the Data Protection Act 1998 for a Subject Access Request (copy enclosed for your reference). In which I enclosed a cheque for the remaining £9.00.

 

On the 17/05/2017 a member of your staff signed for delivery of my written request and I have electronic proof of the delivery showing their signature and the date. This above cheque was cashed on the 22/05/2017.

 

As you are aware you have 40 days to comply with this request which started on the 17/05/2017. I request you do not close the matter until I receive everything I have requested from you.

 

I thank you for your time and look forward to hearing from you.

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I've just noticed on the court letter is says

 

It is ordered that the claim be adjourned generally with liberty to restore. What does this mean? This is what lightfoots put on their letter to the court.

 

And what's happened to what the judge said about suspended indefinitely?

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It means there is no date for a further hearing and the claimant can apply to the court to restore a hearing if necessary.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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