Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Received my statements from Barclaycard today including the crap about microfiche.
I will go with the approach of sending them a letter and stating they've not complied, giving them the opportunity to do so.
If I get a further letter telling me to **** off, do I then go for the request for refund?
One thing that confused me - in the letter it says "I would also add that Barclaycard did not introduce default charges on its accounts until mid-2001". What are they getting at? Are they saying that pre "MID - how vague" 2001 I would not have been given overlimit or late payment charges?