Thread: rbs - charge details query

Hi

I've only just registered but have been reading alot about claiming back charges! I am keen to get started and am preparing my letter requesting details on charges. However I read somewhere that the law in Scotland is different and instead of 6 years you can only claim 5 - I am with royal Bank of Scotland (although living in northern ireland) I was resident in scotland when I opened the account - does anyone know if this is true - as it is a scottish bank can I only request 5 years worth of info under data protection? Or does anyone know if the law is the same for Northern Ireland?

Also although I have been with the same bank, my account has changed from a student account to a graduate account to a normal current account - do I have to request info on all these separately or should the bank have records for all these under my present acount?

Sorry, lots of questions I know but any help gratefully appreciated!

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Hi

Thanks, thats good to know although am a bit nrevous about trying to work out interest etc, still one thing at a time!

Done a bit more research and have realised the limit in NI for small claims is 2000 not 5000 - I think my charges are likely to total more than 2000 so looks like I will need to do one claim at a time.

I've also found out that under data protection it's 6 years for Northern Ireland too so now I suppose it depends if I can only get 5 years as I opened the original account when living in Scotland or if I can get 6 as I will be going through n i system - will jsut ask them for 6 I think and see what they say!

thanks for your help