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    • Documents arrived today dated 27th March.  This is a cc taken out a long time ago (2008) and they don't seem to have been able to provide a copy of a CCA agreement, just reams of print outs of lines of texts from old bank statements, default notices etc.   
    • Documents finally arrived today from PRA group.  New day have sent me lots of paperwork, copies of default letters and statements, print out of what looks like a CCA that would have been completed on online, IP address as signature.  This debt is not too old, so possible this is the true copy of agreement ?  Not sure what my defence would be beyond irresponsible lending. 
    • pers i wouldn't.. all you need to know is in the posts of that thread....that being section 127(3) of the CCA refers. if under a CCA return, the 'creditor' claims its a recon, it must not contain any details like a sig, tickbox, or typed name (whether you signed physically or by online tickbox) 1. those are not necessary in a recon, so why inc them? (faked??) 2, it cant thus be a recon!!, it must be a copy of the 'original' from the original creditor, not from a debt buyers filing cabinet. they shouldn't not be 'mixing' some original docs from the OC with crap from their filing cabinet, claiming its ALL a recon! because some of it is faked. just remember there are far more docs like NOA and a DN that are as equally important to a court claim of 'this debt is enforceable'. never rely solely upon the dodgy agreement argument.
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CABOT contacted me again despite sending STOP.


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  • 2 weeks later...
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If the msg you received was from a short code then yes, send STOP ALL back to the same number

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So..... I've reported each and every message to 7726... AND sent STOP ALL twice now...

 

Saturday at 15.33 sent STOP ALL to Cabot short code 22268.

Today 11.23 received a please call Cabot message from that very same short code.

Sent another STOP ALL to 22268...

 

Hmm...

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Complaint to Ofcom then if they are ignoring your request to stop

 

http://www.ofcom.org.uk/about/what-is-ofcom/contact-us/

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Brilliant, cabrot and their continued misuse of the communications network!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I would fill in a complaint anyway, it will keep cabot occupied for a bit and if no one ever complains about the malpractice, how do ofcom deal with these things?

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Ditto, always always complain about their misuse of the communications network, and drop a line to your local MP too, for all the good they do!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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ICO? It should go to Ofcom!

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Fair enough

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  • 2 weeks later...

It will only stop txt msgs, wont stop letters or phone calls

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not at all, as long as you are ok with me switching off my free help sign!

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Well sending STOP has worked. Haven't heard from them since. No phone, text or letters. Shame really. I'm kind of missing them...

 

Well as this is now concluded and you dont require any further help I will mark the thread as resolved and close it.

 

Regards

 

Andyorch

We could do with some help from you.

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  • 2 months later...

Hi all. I had a thread that was closed as resolved a few months back as CABOT had been texting and calling about an SB credit card account from MINT. I sent STOP and they went away for a while...

 

Yesterday, (Friday 28th) I had a text from them asking me to please call CABOT etc...

 

Well, what shall I do?

 

I will say now that having previously told them to back off quite some time ago I have been ignoring their mail.

 

 

I moved a while back and I know they have previously written to my old address as the post was redirected but that's expired now and as I'd sent them the save for service of summons style letter I don't acknowledge. They've written to me at my current address too, again unanswered, and I know they got this from a credit search in April...

 

BUT, considering the debt is very much SB'd and the risk that CABOT might try a sneaky summons at my old address is it worth me contacting them to confirm my current address?

 

 

Perhaps I can do this by way of a complaint to them for failing to stop texting me?

 

Thoughts?

 

Thanks!

Edited by Andyorch
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what is a save for service of summons style letter

 

 

yes i'd do what you are suggesting

and mention its SB'd

 

 

then you can hit them with a CONC complaint to the FCA

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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