Jump to content


247moneybox default while paying installments


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2881 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I was finally getting my head above water and was paying off my final payday loan which had been on installments,

with payment details agreed with 247moneybox that I pay them each month interest free.

This had been broken down into a regular payment each month.

 

I received a letter from them on the 9th of February

saying if I did not pay the full outstanding amount by the 1st of March,

they would place a default on my credit files.

 

 

As they are extremely slow at answering emails,

I rang them up and said I'm on a monthly payment plan, which I have not defaulted.

 

 

Guy who answered said

"oh sorry, that's just a computer generated letter and you wont be defaulted if you stick to your repayment plan".

I insisted he put this in an email to me while I was on the phone to him, which he did.

 

I paid my 2nd last installment end of March and my final installment end of April.

 

Last night I discovered according to checkmyfile that they had placed a default on my account on the 2nd of April 2016 with Callcredit and Equifax for the full amount of the original loan.

This still shows as owing them the final payment which I had paid at the end of April.

 

I've just rang them now,

but customer services can't help me,

and said they've put a request through for a manager to phone me back.

 

Absolutely fuming.

 

I'm giving them 24 hours to ring me back, then I will be putting in a formal complaint with them.

 

My understanding, please correct if wrong:

 

I can complain to ICO for incorrect data handling?

I know I can complain to FOS if they don't want to remove my default.

 

Luckily I've kept all the emails.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...