Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've got my statement for my two main accounts. Total charges = £2,380.
I am trying to fill the spreadsheet via google and I am not sure the rate of interest that should be applied as shown below:
INTEREST RATE: 8.00%
TOTAL CLAIM AT DATE OF SERVICE: 35.33
JUDICIAL INTEREST RATE: 8.00%
DATE OF JUDGEMENT OR PAYMENT: 25-Sep-2006
I read somewhere that you shouldn't use the 8.00% interest rate unless goign to court? Very confused. Or shoudli just simlpy document total charges to date an ignore the interest part?
Appreciate your help.
Also, shoud I send this claim to my branch or direct to customer relations in Edinburgh??