Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Where do you live? If you live in Scotland, you can only put a max claim in of (I think) £750 at a time so you have to break it down into several claims or you can put the claim in in England for the larger amount- but you must be prepared to travel to England for the court case (if it comes to it).
If you live in England then put the claim in England- then there's no problems!
See the FAQ for full details and to check the amount you can claim in one go in Scotland- I might have that figure wrong.
Dropped my letter off at my local branch on the 15th, just had aphone call today from the branch asking me if I want to review my accounts or to see if I am happy with the service I am getting!!
Coincidence????? I dont know Hmmmmmmm
Biffinplate
My Lass - Barclays Bank
MCOL 24/10/06 £2524.47 + 40p per day
Court date 5th March 07
Barclays offer to settle in full, Just waiting for my cheque
Me - Barclays Bank
MCOL 8/11/06 £2155.17 + 34p per day
Court date 4th April 07
Court bundles delivered 26/02/07
RBS - Sorted
Cap One - Sorted & default removed, just waiting for cheque
Barclaycard - S.A.R - (Subject Access Request) Sent
I'm not hearing anything back from my letters either- is this a stalling tactic? I've had them delivered registered post so I know they've received them- sent to my branch and Manager of Customer Relations.
You seem to be about 2 weeks ahead of me Biffinplate- so I'll be tracking your progress with great interest- good luck!
I hand delivered both to my branch. When I was in today I asked one of the muppets anbout their complaints policy. Apparently you should get an aknowledgement within one week. The muppet did leave a message letting me know that I should hear something from Head Office soon.
Very little very Late!!
Good luck with your claim, I will let you know what happens.
Biffinplate
My Lass - Barclays Bank
MCOL 24/10/06 £2524.47 + 40p per day
Court date 5th March 07
Barclays offer to settle in full, Just waiting for my cheque
Me - Barclays Bank
MCOL 8/11/06 £2155.17 + 34p per day
Court date 4th April 07
Court bundles delivered 26/02/07
RBS - Sorted
Cap One - Sorted & default removed, just waiting for cheque
Barclaycard - S.A.R - (Subject Access Request) Sent
HI there - ive just obtained Judgement against RBS and still not heard anything from them nor received any statements!!
Still there is a directions hearing on 10.1.07 - so maybe they will wakeup in time for that.
I did read on other threads that the District Judge in Cardiff wanted to know the name of the data Controller to he could be sent to prison - does anyone know the identity of the data controller and Ill ask for an order that he/she be imprisoned if they still fail to produce my financial information!!
I know that Customer Relations claims to be about 6 days behind with the volume of claims (Score!) but it took nearer 9 days beyond MCOL deadline for them to get me a reply....and it wasn't the reply I was looking for.
So if your cases have been escalated to TMcL's domain it may be the workload thats causing them to miss your deadlines..I would just carry on regardless. (As will I when I get money together for the claim! Grrr )
Just looking for some advice as I have noticed a school boy error on my claim form. The particulars of claim are correct, but the amount calimed is wrong, e.g. charges £340 + interest £41.68 = £381.68. The amount claimed (without court charges) is £416.80. I have tried to contact the court today but was too late to amend my claim.
Question, do I need to cancel this claim and re issue or can I do something else?
Thanks in advance
Biff
Biffinplate
My Lass - Barclays Bank
MCOL 24/10/06 £2524.47 + 40p per day
Court date 5th March 07
Barclays offer to settle in full, Just waiting for my cheque
Me - Barclays Bank
MCOL 8/11/06 £2155.17 + 34p per day
Court date 4th April 07
Court bundles delivered 26/02/07
RBS - Sorted
Cap One - Sorted & default removed, just waiting for cheque
Barclaycard - S.A.R - (Subject Access Request) Sent
Received a letter today from RBS (first contact since my letter asking for it back 15th November)
They have offered me the full amount of charges back, but as they did not respond to any of my letters I have started an MCOL claim and they have not offered any fees or interest back. They have acknowledged the claim.
Should I write to RBS asking for them to pay my fees and interest as my claim has been started or does anyone think the judge will look at the offer made and think it was reasonable??
Thanks
Biff
Biffinplate
My Lass - Barclays Bank
MCOL 24/10/06 £2524.47 + 40p per day
Court date 5th March 07
Barclays offer to settle in full, Just waiting for my cheque
Me - Barclays Bank
MCOL 8/11/06 £2155.17 + 34p per day
Court date 4th April 07
Court bundles delivered 26/02/07
RBS - Sorted
Cap One - Sorted & default removed, just waiting for cheque
Barclaycard - S.A.R - (Subject Access Request) Sent
I have decided to accept RBS's offer to pay my charges back without asking for the court costs. I know i should hang on for the court costs but it is only £50 and I could really do with the money.
Quick question for the mods/site helpers. i am going to make my donation but is it best to do one big one when my other cases are settled or it is easier to make smaller donantions for each claim??
Thanks to everyone who has helped.
Biff
Biffinplate
My Lass - Barclays Bank
MCOL 24/10/06 £2524.47 + 40p per day
Court date 5th March 07
Barclays offer to settle in full, Just waiting for my cheque
Me - Barclays Bank
MCOL 8/11/06 £2155.17 + 34p per day
Court date 4th April 07
Court bundles delivered 26/02/07
RBS - Sorted
Cap One - Sorted & default removed, just waiting for cheque
Barclaycard - S.A.R - (Subject Access Request) Sent
I have decided to accept RBS's offer to pay my charges back without asking for the court costs. I know i should hang on for the court costs but it is only £50 and I could really do with the money.
Quick question for the mods/site helpers. i am going to make my donation but is it best to do one big one when my other cases are settled or it is easier to make smaller donantions for each claim??
Thanks to everyone who has helped.
Biff
A call to their solicitors may make them pay the remaining cash. I would hold on for all teh money as you have started MCOL. They will pay all the cash and interest. As for donations it is up to you.
No they have said nothing about conditions, only that they do not accept any liability or should I look to get charges refunded in the future they may need to condiser whether they will continue to offer me the flexibility I currently enjoy.
But yes January is a good time for a late prezzie
Biffinplate
My Lass - Barclays Bank
MCOL 24/10/06 £2524.47 + 40p per day
Court date 5th March 07
Barclays offer to settle in full, Just waiting for my cheque
Me - Barclays Bank
MCOL 8/11/06 £2155.17 + 34p per day
Court date 4th April 07
Court bundles delivered 26/02/07
RBS - Sorted
Cap One - Sorted & default removed, just waiting for cheque
Barclaycard - S.A.R - (Subject Access Request) Sent
Biffinplate vs RBS - Offer received
or can I issue the claim in England??
The Consumer Forums
Reply With Quote
)
Originally Posted by biffinplate
Re: Biffinplate vs RBS