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I went to clearscore, typed my details and it brought up details of bank accounts opened or upgraded, store cards opened etc and my sisters current address Clearscore showed 1. your eqafax credit file shows you may be associated with a current account opened 2009 and updated on 2024, 2. equafax indicates you have store card opened 2007 and updated 2020, 3.eqafax indicated you may have previous address and shows my sisters current address, Etc So I'm guessing my details are linked to my sister who lived previously with me, what can I do to unlink that
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I don’t think you are being rude - I hear what you are saying. i meant that it just feels impossible to deal with the bank directly which is what a lot of advice have said now that NBD copied in the person from J&P. I do not have any intention of dealing with J&P or IDR as there is nothing for them to take anyway.
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By BankFodder · Posted
Debt relief orders: Fee of £90 axed for poorest WWW.BBC.CO.UK Charities had warned some people struggling with debt could not afford to apply to clear it. -
By BankFodder · Posted
You haven't told us the name of the retailer. Any reason for this? -
By BankFodder · Posted
£1000 is nothing compared to the cost to the public funded overburdened County Court system and the British taxpayer of having to stump up most of the money for allowing EVRi and the rest of the parcel delivery companies to use the small claims system as a means of protecting their system of non-legitimate earning of so-called insurance money contrary to section 57 and section 72 of the Consumer Rights Act. This case alone will cost more than £1000 of public finance. But the parcel delivery companies don't let go. They are caught in a sort of post office horizon cycle and they are enjoying their money too much.
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Our picks
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If you are buying a used car – you need to read this survival guide.
BankFodder posted a topic in Vehicle retailers and manufacturers,
If you are buying a used car – you need to read this survival guide.-
- 1 reply
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Big Motoring World Enfield /Blackhorse - done over on car - @BigMotoringWrld
ATJ posted a topic in Vehicle retailers and manufacturers,
Hello,
On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.
Car was dirty and test drive was two circuits of roundabout on entry to the showroom. Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm. They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.
The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.
I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.
Please can you advise what I need to do today to get this done.
Many thanks-
- 81 replies
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A2Dominion - Housing Association property flooding - damning ombudsman report
WanTToMoveOn posted a topic in Residential and Commercial lettings/Freehold issues,
Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299-
- 160 replies
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Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available
BankFodder posted a post in a topic,
We have finally managed to obtain the transcript of this case.
The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.
Frankly I don't think that is any accident.
One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.
Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.
We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
This is good ethical practice.
It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.
OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf -
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Paying off all my debt - is it worth it? using MMT DMC
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