Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm new to all this and have put message on welcome forum so please bear with me.
Nearing £100 over limit with b-card due to their charges. Had phonecall from them today saying that a default notice will be applied to my account. Explained that due to being on maternity leave i'm have very limited cashflow. The adviser said that this is noted on their computer notes and that she will note my circumstances again and this will hold off the default notice for 7 days only but charges are being applied to my account.
I have not used my b-card since going over limit due to their charges.
bloc have you looked in the library? I think there is a template letter asking them not to continue with the default notice. Also there is a separate part of the forum for default issues within the legalities section where you may find some useful information.