Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've had a reply and an offer from Mint after sending my lba. The time limit has passed (I recieved the letter at the end of it) and so I don't feel the standard rejection letter still applies. I also am not sure whether I need to send a rejection letter at all! Here's why...
The offer is for £184 and I claimed for £214. The person dealing with me sent me a list of charges as they see them which totals £184. The £30 difference comes from three charges of £10 which are for returned payment. Am I eligble to claim these, and if so how should I go about it. They are offering me pretty much all my charges so I don't want to **** them off!
NatWest Bank - £1770 Settled in full 3/01/07 (missing AQ fee so will pursue this)
Natwest Mastercard - £100 Settled in Full 13/10/06
Mint - £184
Barclaycard - Statements before 2004 not supplied. Request sent with estimate of claim. Summary Cause Summons filed 12/12/06
Halifax Current Account - 'offer' of £260 received - rejection letter sent and pursuing full claim of £958. Summary Cause has been served on the defendant. Awaiting Defence. Date set for 7th February 2007
Halifax Visa - £369 Settled in Full
Virgin MBNA Credit Card - £286 Settled in full
Burton Storecard (GE Money) - £48 received in full.
skyap v mint
. The time limit has passed (I recieved the letter at the end of it) and so I don't feel the standard rejection letter still applies. I also am not sure whether I need to send a rejection letter at all! Here's why...
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