Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    cityfan31 Novitiate

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    Smile have i messed up ?

    I recently had a look on my internet banking with Lloydsicon and discovered i had been charged just over £900 in 3 years returned dd etc i sent them a letter requesting these back then after 3 weeks received a letter saying sorry your not happy why did nt you ask for your overdrafticon to be increased,the letter came from Andover i rang the number on the letter and asked for 6 yearsicon statements to be sent out which they said there would be no charge and would take 3 weeks.Have i messed up by not following the procedures you suggest its my own fault for not reading first HELP !!!!

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  2. #2
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    Default Re: have i messed up ?

    I think as long as you get you statements then it doesn't matter how you did it. Once you statements are received and you calulate you charges, it is very important that you follow the correct procedure. Spent the next few days reading the faqs and some threads to get a feel for what is ahead. Any mistakes made later may cost you dear.
    Hope that helped!

    ~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~
    Co-op bank - won March 07
    Virgin Credit Card - won - March 07
    MBNA Credit Card - won March 07

  3. #3
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    cityfan31 Novitiate

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    Default Re: have i messed up ?

    cheers mate wheres best place for me to look the Lloydsicon forum ?


  4. #4
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    121o121 Informative 121o121 Informative 121o121 Informative 121o121 Informative 121o121's Avatar

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    Default Re: have i messed up ?

    yeah, have a rummage through here mate...

    http://www.consumeractiongroup.co.uk/forum/lloyds-bank/

    for FAQs & Step By Step click here
    for Templates Library click here
    for Court Bundle click here
    ________________

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    WON 121o121 'vs' Halifax C C here
    WON 121o121 'vs' Cahoot CC here
    WON 121o121 'vs' LloydsTSB (again) here

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  5. #5
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    Default Re: have i messed up ?

    If you clic the 'consumer action group logo' in the top right hand corner, it will take you to the main forum page. Scroll right down to the bottom and a list of banks will appear. Select Lloydsicon and have fun reading the various threads.

    Post your case on there and you will get help and advise from people who have been there, done that and who are in much the same postion as you and are in the early stages!

    Good luck!!

    ~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~
    Co-op bank - won March 07
    Virgin Credit Card - won - March 07
    MBNA Credit Card - won March 07


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE