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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
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Nationwide/MKdp Hoist Portfolio Holding Ltd CCJ Current Account


belgarion22
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Hi

my wife had an account with Nationwide

due to money issues she went overdrawn and with charges the amount went up to over £500.

 

in 2014 unknown to us a company bought the debt from nationwide

and then promptly took it to court,

 

last month the MKDP sold this debt on to Hoist Portfolio Holding Ltd

who as soon as they got the name changed on the ccj promptly sent it to the bailiffs.

 

We are not sure if at the time of the ccj it was statute bared,

I am currently applying to nationwide for all the paper work

but I need to apply to set the judgment aside to stop the bailiffs

 

can anyone help and how would fight the original charges

because I read that someone had recently removed bank charges through the courts.

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I think it now costs £255 for a set aside application, unless you can claim exemption e.g on benefits.

 

You need concrete reasons for a set aside, which at the moment you don't appear to have.

 

What is the history of this Nationwide debt ?

 

When did the debt stop being paid ?

 

Were Nationwide advised of any hardship issues ?

 

When was the CCJ obtained ? Did you get court paperwork ? Have you moved address ?

We could do with some help from you.

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HPH2 are MKDP

the debts gone nowhere.

 

 

everyone has had these letters

with a CCJ or not.

 

 

so have you ignored to date.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

The letter about bailiff is from Milton Keynes county court. She has ignored all to date.

 

As for when the last nationwide charge was we think it was 2007.

 

 

In about 2012 we made them aware of on going financial hardship due to illnesses of my wife

whilst not at work on statutory sick and my sister having a stroke at 40 in the November of 2011.

 

 

This also caused me to lose customers from my business as i run a limited company.

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can you scan it up please

upload

Edited by Andyorch
edit

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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