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    • Good Evening, I've got a fairly simple question but I'll provide some context incase needed. I've pursued a company that has operations in england despite them having no official office anywhere. I've managed to find a site they operate from and the papers there have been defended so I know they operate there. They've filed a defence which is honestly the worst defence ever, and despite being required to provide their witness evidence, they have not and have completely ignored the courts and my request for copies of it. I'm therefore considering applying to strike out their defence on the grounds the defence was rubbish and that they haven't provided any evidence for the trial. However, it has a trial date set for end of june, and a civil application wouldn't get heard until a week before then, so hardly worth it. However, my local court is very good at dealing with paper applications (i.e ones that don't need hearings, and frankly I think they are literally like 1-2 days from when you submit it to when a Judge sees it. I'm wondering if I can apply to strikeout a defence without a hearing OR whether a hearing is required for a strikeout application.   Thanks
    • I have just opened another bank acc with lloyds (i have a few already) After doing some research they may have some relation to tsb or be apart of the same group will this cause me issue if my salary is paid into my lloyds account? Also, if the debts do go into default and nothing is paid then after 6 years it all goes away? As the DCAs cannot do anything? I do want to start paying in like 3/4 months or do you advise I leave it if it goes into default? again sorry for all the questions, i am just processing everything
    • one reply only  follow post 2 of letter of claim <<clickme link. dx
    • Sorry, I got confused  Yes, it states all three   Thanks, 
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PRA Group Civil Bill NI on RBS/MBNA Card 'debt'


Erika Jean
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Default can't be in the future???

 

Civil bill date

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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:lol:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

page showing last payment by you to MBNA

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Filling in all the forms related to my defence today. Expect some stupid/obvious answer questions later. Thanks for all the help so far.

 

This is my response to the Notice for Further and Better Particulars of Defence.

 

Do I need to add anything else?

 

Reference:

NOTICE FOR FURTHER AND BETTER PARTICULARS OF DEFENCE

 

Under the Limitation (Northern Ireland) Order 1989 Section 4(a) "an action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued".*

 

 

The Plaintiff's claim was issued on 7th July 2016. The last payment or written contact from me was 26th February, 2009.

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not sure on NI court stuff meself

 

but yes you are correct on the SB bit ofcourse

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Just a quick update.

 

I sent off my defence as above on the 5th August.

 

I also sent a notice of discovery for particulars of their claim on the same same date.

 

The firm stated they had 14 days to supply me with details.

 

So far I've had no response from them.

 

Should I contact them asking for details or leave it be?

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not your problem its theirs

 

if you filed or whatever it is in NI our SB defence

then its for them to prove its NOT SB'D

 

not for you to have to prove it is.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 4 months later...

hows this running now?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi DX, sorry to say this is still ongoing.

 

 

I got a letter from the solicitors at the end of October replying to my request for Further and Better particular's referring me to an amended Civil Bill then

 

 

last week I got a letter notifying me of a change of solicitor although it is the same solicitor, address and telephone number just a different company name.

 

I've been reading all the CC rules but can't find where I go next except wait for a court date.

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surely if you filed a defence,

this is now way passed 33 days

 

 

so whatever the equivalent is in NI to a claim being now stayed as in England & wales?

must have kicked in?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Almost a year since this started and it's still ongoing.

 

I've received a letter from the Court stating the case is up for review on the 30th of March as the plaintiffs have failed to file a motion to proceed within 6 months.

 

It states I don't have to be there but I might attend to hear the result rather than wait for a letter.

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Yes I would good move!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Update....

I went to the court this morning expecting to attend the review only to find that the solicitors lodged their certificate of readiness yesterday and it's now with the court for a hearing date to be set.

 

 

Came home and found a letter from the solicitor stating the same and asking if I had any sensible suggestions for a resolution to contact them.

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