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Metro Bank on credit file query


needout23
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Hi All

 

 

I opened an current account and cash card account with Metro bank in February 2013.

 

 

The bank then chose to close the account without warning in summer 2014. I then had a refund from a retailer go back into that account around a month later so they opened up the account in order for me to have them transfer the refund to my account which they did with no problems.

 

 

The account I assume would then have been closed again, as thats what the customer service rep told me.

 

 

When checking my credit file, Metro bank is still showing - is this correct or should it be removed from my credit file?

 

 

There are no defualts on the account it is just marked as closed.

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Hi,

 

Accounts will stay on your credit file for a minimum of 6 years from the date they were settled.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 2 weeks later...
Yes but it should be shown as closed not still open.

 

needout23 said the account was marked as closed.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Where?

 

Last sentence of the first post !

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