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Cabot Finance and old Capital One card debt


nikkicw
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Have recently received letters fro Cabot finance regarding a debt that they bought from capital One.

 

Have also received a letter from their solicitor threatening to take me to court if I don't get in touch to negotiate.

 

 

I did send an email a while ago asking for proof that this debt was actually mine, but received no response.

 

I did have a card with Capital One some years ago,

 

 

but have no paperwork with which I can even match up any account numbers.

 

Advice on how to proceed would be greatly appreciated.

 

Apparently I owe £540.

 

Thanks in advance

Nik

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send them a CCA request

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Printed and ready to go. Is it worth requesting statements and the address to which the card was issued? I have never received anything from Capital One. The first I knew about a potential debt was from Cabot Finance. As I said I did have card a number of years ago, but was unaware of any outstanding balance

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for now a simple cca request

 

 

is this on your credit file?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thread moved to the appropriate forum.

 

Regards

 

Andy

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