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Tesco Loan Default - Advise on Options


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pers I'd let it run.

 

as you say in post 5.neil6534

 

no point in kicking pram wheels yet.

 

they prob have not done anything because to all intent and purpose

you are still in aus to them

till they find out otherwise.

 

even if they issue court

you can sort it to avoid anything nasty.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ditto, for 3 yrs :)

if they still have/use yr address in Oz, yr friend there will let you know if they send anything important?

if they have yr new address here, then no doubt you'll hear if they've got anything to say.

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ditto, for 3 yrs :)

if they still have/use yr address in Oz, yr friend there will let you know if they send anything important?

if they have yr new address here, then no doubt you'll hear if they've got anything to say.

 

Morning guys, apologies for the delay - yes he will let me know, I still have certain things coming through that I need so he knows to get in touch.

 

I'm going to let it lie and see if anything happens - fingers crossed - but I'm not holding my breath haha. Once again thanks for the help and advise.

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  • 5 months later...

Gents - just to pick up on this, I decided to do the correct thing eventually and contacted them.

 

I've agreed a payment plan and the outstanding amount will be cleared by Feb 2019 (partner and conscience got the better of me).

 

I do have a follow up question though - when the amount is cleared and it goes to 'settled' will it be removed from my credit file (as it will have been over 5 years since the default date) or will I then have to wait another 5 years from the settled date for it to be removed?

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It will be removed on its 6th year anniversary.... paid or unpaid.

 

Andy

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Gents - just to pick up on this, I decided to do the correct thing eventually and contacted them.

 

I've agreed a payment plan and the outstanding amount will be cleared by Feb 2019 (partner and conscience got the better of me).

 

fair enough, sometimes getting rid of any stress eases things. though wldnt necessarily say it was the 'correct thing' :) but thats Ford.

 

are you paying the whole lot off, with no discount. any ppi, charges that cld be taken off.

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