Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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Thread: Loeby Vs Mint

  1. #1
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    Default Loeby Vs Mint

    I received my statements from Mint card this morning, they took just under 3 weeks to come. My charges come to £140, not that much but still worth a claim. Have prepared my first request letter ready to be sent tommorrow morning

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  2. #2
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    Default Re: Loeby Vs Mint

    I have received a letter this morning stating the following

    "we are sorry that you were less than satisfied with the level of service you received from us.Thank you for letting us know your concerns as it gives us a chance to address the issues raised.
    we need more time to look into matters further so we can answer your concern fully. We will contact you within the mext ten working business days to let you know how we propose to resolve things for you, or at least let you know how we are progressing."

    has anyone else had this letter? Is it the bog standard reply?


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    Default Re: Loeby Vs Mint

    Quote Originally Posted by loeby View Post
    I have received a letter this morning stating the following

    "we are sorry that you were less than satisfied with the level of service you received from us.Thank you for letting us know your concerns as it gives us a chance to address the issues raised.
    we need more time to look into matters further so we can answer your concern fully. We will contact you within the mext ten working business days to let you know how we propose to resolve things for you, or at least let you know how we are progressing."

    has anyone else had this letter? Is it the bog standard reply?
    I claimed £231 on behalf of OH from Mint and received 2 of these in response to lbaicon. Wondered if it was a stalling tactict and was about to do MCOL when they sent a cheque for the full amount!


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    Default Re: Loeby Vs Mint

    Really, thats surprising. So did you give them thet 10 working days to get back to you as they requested or did you stick to your 14 day deadline and go to the next stage?


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    Default Re: Loeby Vs Mint

    Quote Originally Posted by loeby View Post
    Really, thats surprising. So did you give them thet 10 working days to get back to you as they requested or did you stick to your 14 day deadline and go to the next stage?
    They sent the first letter very quickly, so I let them have the time, and was busy with other things anyway. I was a little annoyed when I received the second letter, realising they could possibly try and stall 'forever' by sending these letters. I was going to do MCOL 14 days after the second letter, but they sent the cheque about a week after we got that.

    Word on the forums appears to be that RBSicon/Mint/Natwesticon are settling full amounts without too much hassle, when the amount claimed is £350 or less.


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    Default Re: Loeby Vs Mint

    I have received another letter from MINT this morning basically saying that charges and fees were clearly and consistently communicated as part of their published tarriffs and that they have lowered their fees to £12 but it is not their policy to refund fees that were previously charged at a higher level and therefor the charges on my account will stand.

    So do I send the lbaicon now or wait till the 14 days from my 1st letter is up??


  7. #7
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    Default Re: Loeby Vs Mint

    Anyone?


  8. #8
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    Default Re: Loeby Vs Mint

    what address have you used to sent the data protection act letter?
    thanks


  9. #9
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    Default Re: Loeby Vs Mint

    I sent it to
    p o box 6050
    southend on sea
    ss99 1wl


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    Smile Re: Loeby Vs Mint

    Just to give you some encouragement, Mint have just setled my claim after lbaicon. Several rebuttals and stallling letters received in between. LBA sent 21st November, cheque received Monday 4th December for full amount. I realise I could have claimed contractual interesticon but they paid what I asked for. - £215.

    Letter and cheque came from Scarlett Kemp Senior Customer Adviser at the PO Box 6050 address.


  11. #11
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    Default Re: Loeby Vs Mint

    Hmmm, interesting, im due to file mcol today so might wait for the post and see what happens


  12. #12
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    Default Re: Loeby Vs Mint

    I am about to claim £80.- off MINT, have just written my lbaicon, but what address should MCOL be addressed to (if it comes to that) as I think their registered address is in Scotland ?


  13. #13
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    Default Re: Loeby Vs Mint

    Sorry, I don't know anything about the procedure at MCOL stage. I didn't get that far. I only used the PO 6050 address for my letters.


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    Default Re: Loeby Vs Mint

    I address it to
    PO BOX 5747
    Southend On Sea
    SS1 9AJ
    This is the senior managers address


  15. #15
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    Default Re: Loeby Vs Mint

    Heard nothing from Mint so Mcol was filed yesterday


  16. #16
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    Default Re: Loeby Vs Mint

    So you addressed the MCOL to the Southend address ?


  17. #17
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    Default Re: Loeby Vs Mint

    Yeah, wasnt sure whether it would accept a p o box address but it went through ok



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