hi all ,

i Really do hate these insurance people i was 1 day late and HAD to pay the £30 charges ,

mine was due on the 27th November and inbetween having my therapy and seeing to my mother who has breast cancer and i had dentist that day but i STILL tried ringing them even off my mobile (god knows what the charge will be)

then when i managed to get through before they closed they put the phone down on me ,

and they are not open till monday , not that will listen to me but im not paying anymore charges that are not my mistake ,

only recently lloyds bank had taken £194 in charges over 5 months and they gave me back £50

thats why i dont have a deirect debit set up with close brothers

can anyone help im literally 2 months away from having 70% no claims

id otherwise change my insurance straight away

because of the street i live in , theres been people ringing the police is someone damaged there wind mirror ive had to tell them all , they are not going to go after someone for damage all you have done is put our insurance up

im 38 been driving YEARS and i own a renualt megane dynamique and im paying £1300 a year monthly instalements of £82.50

with those £30 on top charges i just dont have the money ive had to borrow of my dad to pay them in the first place

anyone have any ideas gladly appreciate it

thanks everyone

any penalty charges are unlawful and can be reclaimed

any penalty charges are unlawful and can be reclaimed

Is that true…? My friend had £4k's worth of penalty charges at Barclays… he was in receipt of HB, too… but they refused to reimburse and just gave him a 'good will' £50 cheque.

Is that true…? My friend had £4k's worth of penalty charges at Barclays… he was in receipt of HB, too… but they refused to reimburse and just gave him a 'good will' £50 cheque.

see the Barclays successes forum goto court they'll fold at the last min

dx

Close brothers are not the insurers, they are the finance company who finance yr monthly payment option. Watch out because as well as close bros trying to fleece you with charges, the insurer too will try adding non payment charges as well, all of which are unenforceable.

makes sure if they are and take the charges using your DD that they have written to you first

if they vary the fixed amount given in the schedule you got with the finance deal

they must write first.

if they dont and just take the fees

then get the payment back under your banks DD gurantee

Good grief, my insurance is £190 pa full comp. You really need to look around or visit a comparison site.

I am in a similar position to Conniff - I have been running around in a 13 year old Suzuki Wagon for three years, with fully comp insurance at 290 pounds.

Bought a brand new Dacia in September, and my insurance is now 270.

Oh yes, and I am 70 years of age!

Sam

Good grief, my insurance is £190 pa full comp. You really need to look around or visit a comparison site.

likewise, late 30's with ten yrs ncd and a 250bhp car and I'm less than £300pa with business use.

You really ought to do some serious shopping around on your next renewal, don't leave it to a broker - get on the comparison sites and on the telephones and play 'em off against each other. I've never renewed with the same company, you'll always get a better price as a new customer.

500+ BHP fully comp with business use £214, never use a broker always shop around

I'm about to lock horns with these guys

How to i claim the fees back?

Start your own thread first jim!

I didn't want to clog the forums with more posts

start a new thread

I didn't want to clog the forums with more posts

You wont

I didn't want to clog the forums with more posts

You wont

You definitely wont, we have all the space and time you need jimjimjaroo