Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Don't worry too much about the POSSIBILITY of having to end up in Court.
Think of your letters and the Bank's replies as a game.
You know they are playing a little game, they know you are. It's like a game of chicken. They are just waiting for some people to get nervous and go away.
Hang in there.
Expect a letter a day or so before the court deadline with an offer, most likely in full.
Do you really expect a Bank to go to court over something they can't win ? Their costs can't be recovered in the small claims court and the publicity of a win for a customer in the court is something they will not want.
I'd agree with Dickie, its just a case of holding your nerve. The bank will only pay out at the last minute, they might as well hang on to your money for as long as they can!! They will also be hoping that some people drop their cases as they are scared of the prospect of attending court.
They could even turn up on the day of the Court Hearing and offer you a full payment before you sit before the Judge.
Barclays have got 2 days to submit a Defence to my claim of £4k
We have just filed a claim for £3670.00 with MoneyClaim. Barclays offered us a goodwill payment of £1500 in full settlement. We said that this would do as an interim payment with the rest within 7 days. They refused , saying "we acknowledge your intention to sue us" so we HAVE!!
Barclays seem to think that their customers don't have the balls to stand up to them, but after the hardship and problems their charges have cost us in 6 yrs, they really have p***d us off. My wife and I are quite happy to go to court if required and will even get the local paper involved if they want to look like a bunch of total muppets.
Like the others have said- don't worry, play "chicken" with them, it's them that will loose their nerve first!
\"I Think you\'ll find our charges are fair and laid out in our terms and conditions Mr Butler....\"
They filed a defence of my case on the last possible day, i believe i am the first to go this far with Barclays - documented on here anyway - i will keep you posted, im not worried, i have read and read, digested, educated myself and am fully prepared to see them in court should they wish to turn up and explain the theft of my money.
They filed a defence of my case on the last possible day, i believe i am the first to go this far with Barclays - documented on here anyway - i will keep you posted, im not worried, i have read and read, digested, educated myself and am fully prepared to see them in court should they wish to turn up and explain the theft of my money.
They filed a defence of my case on the last possible day, i believe i am the first to go this far with Barclays - documented on here anyway - i will keep you posted, im not worried, i have read and read, digested, educated myself and am fully prepared to see them in court should they wish to turn up and explain the theft of my money.
Same here! they filed for defence on the last day possible. Have just recivied the paper work from moneyclaim advising me that my cliam has been transfered from Northampton Court to my local court.
In their defence paper work they seem to have just quoted the terms & conditions of my account. Also in the paperwork was an Allocation Questionnare for me to fill in.
Has anyone else been this far down the road? what happens next? am i actually likely to go to court?
Hi Jinx, Im at the same stage of you and have just filled in my aq.
It is a possibilty that we may have to go to Court to get our money back, but it is all a game of chicken. They want us to be so scared by the prospect that we will drop our claims and they will be even more richer, at our expense!!
Yeah i Sent My 1st letter off to Barclays on 15th april and i havent had anything back from them. Although Amex and Morgan standly both sent me the DPA forms within a few days hope there speedier once the DPA gone to Barclays :-|
lack of settled Barclays cases?
cases.
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Originally Posted by oblong21
