Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 10th November 2006 14:52 #1
    stuflo stuflo is offline
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    Default BARCLAYCARD - FILED DEFENCE -advice

    After issuing my Moneyclaim - Barclaycard then took 12 days to acknowledge the claim - the had to wait another 14 days before I could enter Judgement - just been online to do it and low and behold they have filed a Defence at the last minute disputing the total amount and I understand it will now be transferred to a local county courticon - aaarrrggh!! Barclaycard are driving me maddd!! Delaying tactics all along. I sincerely hope they pay up before it gets to Court - why do they do this if they have no intention of going to Court - would it not be better just to pay up well before and save costs - can anyone put my mind at rest here please - I also have another claim again MINT which is through Moneyclaim - I hope that I can get to Tuesday to enter Judgement on that before they acknowledge. Here's hoping one goes my way!!

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  2. 10th November 2006 16:49 #2
    roydosan roydosan is offline
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    Default Re: BARCLAYCARD - FILED DEFENCE -advice

    They will take it to the wire. The whole point is to make you lose your nerve and abandon the case. Don't give up! Just stick to your guns and make sure you prepare everything for the court hearing. I doubt very much whether they will actually turn up in court but they may settle at the last minute or fail to turn up in court - in which case you win by default - although (and correct me if I'm mistaken) you will still have to turn up at court.

    _________________________ ________________
    Alliance & Leicester MBNA Credit Card
    Data Protection Act letter sent 3 July 2006.
    Incomplete list of charges received 12 August 2006
    Requested repayment of charges 10 November 2006
    LBA sent 24 November 2006
    Estimated £4650 in fines and interest.
    Barclaycard
    Data Protection Act letter sent 3 July 2006.
    Incomplete statements sent 9 July 2006
    Requested repayment of charges 14 August 2006
    LBA sent 30 August 2006
    Estimated £468 in fines and interest.
    Initiated claim at MCOL 20 September 2006
    Claiming £615.47 including fines & interest, s69 interest and costs
    Claim acknowledged 10 October 2006
    Defence filed 20 October 2006
    Settled in full £640 total. 14 December 2006
     Vodafone
    Requested Default Notice removed 10 July 2006
    Received letter agreeing to request 10 August 2006
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  3. 10th November 2006 22:29 #3
    kendraflo kendraflo is offline
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    Default Re: BARCLAYCARD - FILED DEFENCE -advice

    Thanks Roydoson for the advice - sincerely hope you are right - I know thats the risk you take in issuing - just nervous about the whole Court process.

    Kendraflo

    Halifax - S.A.R 8/9/06 - Overdraft facility removed 21/9/06 - threat to close account - Default Notice lodged 06.10.06

    Mint - S.A.R - 8/9/06 - Statements received 03.10.06 - Prelim letter sent for £268.13 03.10.06

    First Direct - S.A.R 8/9/06 - Statements received 21/9/06 - Prelim letter sent 21/9/06 for £410.00 - settled in full

    First Direct - S.A.R 21/9/06 - for husband's old account

    Barclaycard - S.A.R 8/9/06 - Statements received 16/9/06 - Prelim letter 18/9/06 for £496.25 - Part offer received 22/9/06 for £228.00 - Rejection letter sent 25/9/06 - MCOL issued 8.10.06

    MBNA - S.A.R 8/9/06 - Partial offer received 6/10/06 - full offer & interest received on 6.10.06

    ACE CARDS & GIFTS - S.A.R - 19/9/06 - statements received -27th September - vouchers received in settlement - 4th October 2006 - £235.00
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  4. 27th January 2007 23:57 #4
    datxman datxman is offline
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    Default Re: BARCLAYCARD - FILED DEFENCE -advice

    Just wondering if you have had any word from them yet???

    Datxman v Lloyds TSB 2006 ** WON** 27/2/2006
    With no conditions
    Datxman v Capital One 2006
    S.A.R - (Subject Access Request) letter sent - July 2006
    Non-compliance letter sent - 11/09/2006
    enforcement letter sent - 11/09/2006
    Statements finally received - 27/09/06
    Prelim Letter - sent 28/09/06 - £540
    Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds
     Datxman v Barclaycard 2006
    Won no conditions


    Time is running out for the banks
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