Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi Danny, I'm afraid I'm only at the stage of sending off my request for payment myself but having said that I like to offer support and encouragement wherever I can - we're all in the same boat. the good news is remember the banks don't want to go to court, there's lots of help here for every stage of your claim and for encouragement too. Well done for posting - onwards and upwards from here!
I sent my SAR letter off to:
Royal Bank of Scotland Plc
36 St Andrew Square
Edinburgh
Midlothian
EH2 2YB
and got my statements back about 10 days later - pretty quick I thought. They must have taken on more staff to deal with these recently!!
I'm looking for the correct wording for a letter asking for charges plus simple contractual interest at the moment. If I find it, i'll post a copy on my thread Sweetrevenge vs Royal Bank of Scotland. Let me know when you get your statements back and good luck
Sweetrevenge
Don't get mad - get even!
If I've helped you please hit my scales 'n' bump my rep!
RBS (My A/c) S.A.R - (Subject Access Request) sent /10/06, statements rec'd 20/10; Prelim sent 3/11/06, s*d off letter rec'd 20/11; LBA sent 28/11, Settlement offer rec'd 18/12
WON at LBA with compound contractual interest £607
RBS BF Account S.A.R - (Subject Access Request) sent 4/11, part response rec'd 28/11, further info sent 3/12 awaiting statements at 20/12, Sent LBA 19/01/07. Received all statements resulting in 3 claims, £1,278, £4,279 and £7,250(!) all with contractual interest.
Hi, danny,
When I told friends and family I was about to sue my Bank they all laughed and said I had no chance whatsoever, well It's me that's laughing now! I'm skipping down to Edinburgh Sheriff Court tomorrow to start my first Summary Cause, should get my cash back in time for santa.
Best wishes with your claim.
It's your money! you will get it back.
Scott.
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I had exactly the same response from my family & friends...I got laughed out the room when I tried to explain what I was hoping to do. Hopefully I'll have the last laugh though!
Keep in touch mate and let me know how things are going. And thanks once again for your kind words of support - it helps when everyone around you thinks your mad for trying to sue a bank for your money back!
hello dannym99
i am at the same stage as yourself i sent my S.A.R off to the BOS about 4 weeks ago but still have heard nothing will let you know if anything happens
good luck
Al
Danny take a look at me thread - won already!! With any luck you'll be the same.
Sweetrevenge
Don't get mad - get even!
If I've helped you please hit my scales 'n' bump my rep!
RBS (My A/c) S.A.R - (Subject Access Request) sent /10/06, statements rec'd 20/10; Prelim sent 3/11/06, s*d off letter rec'd 20/11; LBA sent 28/11, Settlement offer rec'd 18/12
WON at LBA with compound contractual interest £607
RBS BF Account S.A.R - (Subject Access Request) sent 4/11, part response rec'd 28/11, further info sent 3/12 awaiting statements at 20/12, Sent LBA 19/01/07. Received all statements resulting in 3 claims, £1,278, £4,279 and £7,250(!) all with contractual interest.
I am at the same stage myself so know exactly how you feel. You will find lots of useful info on this site to help you and will get plenty of help and encouragement from other claimants. Stay with it.
Step 1 - Encouragement required!
letter.
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Re: Step 1 - Encouragement required!
Originally Posted by chotaqazi
Re: Step 1 - Encouragement required!
