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Lowell/carter claimform - old Vanquis 'debt'***Claim Struck Out***


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Hi folks,

 

Issue date - 27th Aug 2015

Claimant - Lowell Portfolio House

Address for sending documents - Bryan Carter Solicitors LLP - NO NEVER DO THAT...

Particulars of claim

 

1.The claimants claim is for the sum of £1869.27 being monies

due from the defendant to the claimant under an agreement regulated by the consumer credit act 1974.

Between the defendant and Vanquis

Under account reference - (the account number)

and assigned to the claim on the 05/09/2014 notice of which has been given to the defendant.

 

2.The defendant failed to maintain contractual agreement

and a default notice has been served which has not been complied with.

 

3.and the claimant claims 1897.27

the claimant also claims statutory interest pursuant to s.69 of the county court act 1984

at a rate of 8% per annum from the date of the agreement to date

but limited to a maximum of one year and a maximum of 100 amounting to 145.44

 

----------------------

 

I have logged in online and acknowledged this and asked for the extra 14 days to prepare my defence.

 

What I am planning on doing tomorrow is sending through recorded delivery

a request to both Lowell and Bryan Carter a request for all my account details

and proof of me signing a contract.

 

I have never spoken with any of these companies before so I am not sure what they have or have not issued.

 

Any help/tips will be greatly appreciated.

 

Thanks Ian

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you've a claimform the N9 is part of that

 

 

no need to ask for an extension

 

 

simply defend all

leave juris untick.

 

 

get a CCA request running to lowlife

and

a CPR 31:14 running to fater.

 

 

when did you take the card out please?

 

 

is this on your credit file too?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

could be interesting then.

 

 

get those letters in post 2 running

 

 

and prepare yourself by reading lots of threads in post 3

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Great, I have been reading a few. Very interesting, it's just a bit frustrating as a lot don't post the outcome.

 

So tomorrow I need to:-

 

get a CCA Request running to lowlife - Lowell?

 

and

 

a CPR 31:14 running to fater - who is fater? Bryan Carter??

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yep lowlife and farter.

 

 

sorry keyboard playing up...I think...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Also I have found this for my CPR.

 

Can someone please let me know if both documents suffice?

 

I really do appreciate all the help :)

 

Template removed

Edited by Andyorch
CPR 31.14 removed
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Please do not post templates to your thread...just follow the instructions provided.

 

Regards

 

Andy

We could do with some help from you.

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Please do not post templates to your thread...just follow the instructions provided.

 

Regards

 

Andy

 

Ok no problem,

 

Is there is a specific area on the site which I can find templates which have been checked over before?

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There is no requirement to check templates...you simply add your personal information and follow the instructions provided within the particular template.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Since this is really late in the game have you got all of the statements from Vanquis? If so check to see how much has been added in late/over limit fees and the horrible ROP that Vanquis often add....

 

 

If you find any get reclaiming plus the interest as well...

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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Do you have a link to a standard template? for a CPR 31:14?

 

Thanks

 

Yes the one you have already posted to thread that I removed.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387484-LEGAL-CPR-31.14-Request-Request-for-information-when-a-Claim-has-been-issued.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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You edit to suit your particulars...as per the instructions.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Since this is really late in the game have you got all of the statements from Vanquis? If so check to see how much has been added in late/over limit fees and the horrible ROP that Vanquis often add....

 

 

If you find any get reclaiming plus the interest as well...

 

I don't think I have any of them, they actually might have been done online when I think about it.

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Even so you can always send off a SAR to get these and check them at a later date, but maybe they will get them to you before the case comes to Court, then you can maybe get the debt reduced or use it in your defence?

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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Even so you can always send off a SAR to get these and check them at a later date, but maybe they will get them to you before the case comes to Court, then you can maybe get the debt reduced or use it in your defence?

 

Thanks Mikey,

 

I will let you know what they get back to me with.

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Right guys, just a quick update.

 

I have sent off the 2 recorded letters, 1 to Lowell and 1 to Carter.

 

I have also spoken with the court and they have told me that I have until the 29th of September to enter my defence and I can do this via email.

 

Is there anything else I can do? Or is it just a case of waiting?

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Have you written any defence yet? if so hold of putting it in and ask for more advice on the wording before you do ok...

 

 

andyorch site team member is great with these so ask him for some assistance ok...

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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