Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
You are unable to take any further action online on this claim.
The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly.
If your experience is the same as mine expect a letter from them this week stating they have credited your full claim back to your card, if that then leaves a credit balance they will forward a chq within 14 days. Mine came this morning along with their defence from court which stated that they disputed the full amount of the claim but paid it anyway, without admitting any liability obviously !!
Hi Innocent
Loks like you are in your advance stages of getting your money returned to you. I am about 3 weeks behind you, as MCOL was issued 4th Decenber 2006 and I have just heard that that they plan to defend,
Keep us all posted!
regards
DS
"Whilst we do not accept liability for the claim, I have in an effort to resolve this matter without the need for court hearing, refunded £x to your mastercard account and £x to your visa account. This refund has cleared your balances and left your accounts £16.90 in credit. I have arranged to send you a cheque for this amount today and it should arrive within 14 working days."
"These refunds are made purely as a gesture of goodwill and we will now defend this claim on the basis that we have refunded the correct amount."
We may still add fees...
Hope happy with resolution.....
Yours sincerely
I WONNNNNNNNNNN!!!!!
2 CREDIT CARD BALANCES CLEARED AND A XMAS PRESENT OF £16.90
(with exception of 38p daily over 4 weeks.... big deal lol)
(Its my first battle to win and I am so happy)
(Capital 1 is so easy )
Thankyou for all ur help and support here........ really appreciative to know so many others going through same process... and to know their next move before they do
I will donate at relevant time....as soon as i know funds cleared.... which leads me to ask...
*When do I cancel MCOL? When I receive my next statements and the small cheque?
*Should it be sooner, as there is a danger they stilll want to defend the case, as written?
"Whilst we do not accept liability for the claim, I have in an effort to resolve this matter without the need for court hearing, refunded £x to your mastercard account and £x to your visa account. This refund has cleared your balances and left your accounts £16.90 in credit. I have arranged to send you a cheque for this amount today and it should arrive within 14 working days."
"These refunds are made purely as a gesture of goodwill and we will now defend this claim on the basis that we have refunded the correct amount."
We may still add fees...
Hope happy with resolution.....
Yours sincerely
I WONNNNNNNNNNN!!!!!
2 CREDIT CARD BALANCES CLEARED AND A XMAS PRESENT OF £16.90
(with exception of 38p daily over 4 weeks.... big deal lol)
(Its my first battle to win and I am so happy)
(Capital 1 is so easy )
Thankyou for all ur help and support here........ really appreciative to know so many others going through same process... and to know their next move before they do
I will donate at relevant time....as soon as i know funds cleared.... which leads me to ask...
*When do I cancel MCOL? When I receive my next statements and the small cheque?
*Should it be sooner, as there is a danger they stilll want to defend the case, as written?
THANKYOU THANKYOU THANKYOU
Innocent
WELL DONE! did they also cough up for the contractual interest! as I am just a couple of weeks behind you.am
DS
WELL DONE! did they also cough up for the contractual interest! as I am just a couple of weeks behind you.am
DS
Mine too, though still waiting for a cheque after their offer to settle on 15/11, so thought I'd do the G/Fs the same Plus I'm seriously thinking of adding some other costs in time/effort and postal costs etc after the way they've messed me about.
Mine too, though still waiting for a cheque after their offer to settle on 15/11, so thought I'd do the G/Fs the same Plus I'm seriously thinking of adding some other costs in time/effort and postal costs etc after the way they've messed me about.
Think it probably is with my claim now I'm on my third letter promising me a cheque,hope they sort it soon or I'll be returning my form to the court asking to continue the claim, they've got less than 5 days. Learnt my lesson and will add some costs in on the next one.
Innocent vs Capital One ***WON***
CLICK MY SCALES IF I HAVE BEEN USEFUL 
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Re: Innocent vs Capital One
Re: Innocent vs Capital One WONNNNNN!!!!!
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Re: Innocent vs Capital One WONNNNNNNNNNN
Originally Posted by innocent
