Hi all,

Can anyone help out? Do you have any information on the following company.

https://www.instantdecisionloans.co.uk/

or has anyone heard of them or had any dealings with them?

A colleague of mine has unfortunately been duped by them out of circa £500.

A police report is in the process of being filled out for fraud.

He is currently cancelling his card and changing his account details so that they can no longer take money from him.

any info on these would be great if anyone has had dealings with them.

Thanks

GOTO action fraud website too

Just be aware cancelling the card does not work!!!!

You need to phone the bank and canel the CPA

And do a charge back on the sums already taken

DX

Hi Guys,

It turns out it was done with a pay safe card, there was one transaction initially made via a bank transfer £55, this was supposedly as proof he could afford repayment for the loan. Since then he was duped into taking a pay safe card and paying cash on to this and then they were taking the funds this way.

I completely understand this is not the brightest thing to do and he understands this after I have discussed it with him.

The original loan application was for £800.

So originall he made a bank trasnfer of £55 to their bank details they gave him, then the following happened.

The subsequent amounts etc were all done via paysafe cards in which he paid a cash amount on to the card and then they debited the pay safe card.

£95 for "Tax" and £50 for "late fee"

They then subsequently requested a further £100 via paysafe which he did, they had said then he would receieve the £800 loan payment from them.

The following day he received a further request for £150, the reason for that was for apparent "arrears" which he did not have with this company and he had never used them prior to this, this was also paid via paysafe.

Then today he lastly received a request for a further £75 to be deposited into a bank account, it was then he realised this was fraud and the loan was never going to materialise. He did not pay the £75.

This is as much information I have, if you can help in any way at all, please do with advice on this and how we should proceed.

Many thanks

What. Do paysafe

This company are well known for this spoof

It would appear they are linked in some way to QLN / Quick Loans Network also known as www.quickloans.co.uk

It's def a [problem] and I have spoken to the FSA they seem to think it is Advanced Fee Fraud.

https://www.paysafecard.com/en-gb/ is like an online payment system that you use a card to top up with.

Has anyone had experience with this or know how else it can be dealt with, or is it just a case of going through the police, filling a fraud report and hoping we can get the money back?

Any thoughts anyone?

Go through the police and also raise a formal complaint.

Then if they don't give the money back, you could go through the courts, especially if it is advanced fee fraud.

For me, stopping this to happen is nor enough. Your friend should get back the money that have taken from him. Report the incident to the police and find those who are responsible with this.