Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 9th November 2006 14:45 #1
    skyscully skyscully is offline
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    Smile Received first Offer

    Hi All
    I have begun my great journey to reclaiming my charges of £670 + interesticon £159.01 from Barclaycard.

    Sent DPA letter - received copies.
    26th Oct 2006 - Sent 1st letter Preliminary Approach for Repayment
    8th Nov 2006 - Received first offer of £274. They even credited the amount to my account that day!
    8th Nov 2006 - Politely declined offer of settlement and accepted the sum offered only as part settlement on the understanding that I would pursue the recovery of the remaining amount.

    Awaiting response.

    Does anyone know - do they then take back their settlement amount that they have credited to my account now that I have declined it or do they let it sit there until matters have been resolved one way or another?

    I am getting a little nervous as I now have to sent my final letter to them before action tomorrow - which means I'm gonna have to get geared up for the legal work - is this easy peasy? What info is easy to understand? Any suggestions?

    Thanks

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  2. 9th November 2006 16:16 #2
    skbuncks skbuncks is offline
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    Default Re: Received first Offer

    Hi Skyscully

    Good work so far the end is almost in sight. To answer your questions

    Does anyone know - do they then take back their settlement amount that they have credited to my account now that I have declined it or do they let it sit there until matters have been resolved one way or another?
    They tend to let the cash sit there for you to do with as you please
    I am getting a little nervous as I now have to sent my final letter to them before action tomorrow - which means I'm gonna have to get geared up for the legal work - is this easy peasy? Piece of the proverbial p*ss. What info is easy to understand? All of it Any suggestions? Read the FAQs
    Heres link to particulars of claim MCOL version
    http://www.consumeractiongroup.co.uk...ad.php?t=34887
    or hard copy version - good if you run out of space
    http://www.consumeractiongroup.co.uk...read.php?t=681

    skb

    Victory over Lloyds £890 Click!
    Victory over Vodafone: default removal click!
    Victory over Lloyds PPI claim £2606 click!
    Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)
    The GF's battle against RBS click! stayed awaiting the end of the world
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  3. 7th December 2006 15:53 #3
    skyscully skyscully is offline
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    Default Skyscully vs Barclaycard

    Hi

    After rejecting their offer, Barclaycard sent me a copy of the first letter that they sent with their offer. Time has passed now and I am now starting my MCOL.

    Could anybody help out - could you please supply me with an address for Barclaycard that I am able to put on the claim. Apparantly I can't put the PO Box 599, Manchester address.

    Does anyone else know the proper address please?

    Thanks

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  4. 7th December 2006 17:17 #4
    roydosan roydosan is offline
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    Default Re: Received first Offer

    1 Churchill place
    London
    E14 5HP

    _________________________ ________________
    Alliance & Leicester MBNA Credit Card
    Data Protection Act letter sent 3 July 2006.
    Incomplete list of charges received 12 August 2006
    Requested repayment of charges 10 November 2006
    LBA sent 24 November 2006
    Estimated £4650 in fines and interest.
    Barclaycard
    Data Protection Act letter sent 3 July 2006.
    Incomplete statements sent 9 July 2006
    Requested repayment of charges 14 August 2006
    LBA sent 30 August 2006
    Estimated £468 in fines and interest.
    Initiated claim at MCOL 20 September 2006
    Claiming £615.47 including fines & interest, s69 interest and costs
    Claim acknowledged 10 October 2006
    Defence filed 20 October 2006
    Settled in full £640 total. 14 December 2006
     Vodafone
    Requested Default Notice removed 10 July 2006
    Received letter agreeing to request 10 August 2006
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE