Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    kj01 Novitiate

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    Red face KJ V Barclaycard!!! Please Read & Help

    Ok

    I am claiming £360 from them and have sent my payment letter following the statements received.

    I have had a letter to offer me £144 which would mean my charges would only be £12 each.... i have now written back accepting this as a partial payment and that i will still be claiming the remainder.

    This was on the 2 Nov 2006. Today i received a letter to advise this had been passed to the complaints team who will be dealing with the case and they will get back to me by 24 Nov 2006.

    Also have a claim going throught with Barclaysicon but noreply yet !!!

    Anyone else getting ignored by barclays or barclaycard??

    Any advice would be appreciated

    KJ01

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  2. #2
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    redkat74 Novitiate

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    Default Re: KJ V Barclaycard!!! Please Read & Help

    Hi I am currently trying to claim from Barclaysicon but i did recieve a reply within the 14 days not an offer of repayment though but they said we will contact you before the 30th nov to resolve the issues and now i am not sure if i sent the letter before actionicon. I will let you know how i get on.


  3. #3
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    blackd2103 Novitiate

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    Default Re: KJ V Barclaycard!!! Please Read & Help

    Hi kj01, im in the process of claiming from Barclaycard as well. If 14 days has passed since your preliminary request then I would send them the letter before actionicon. You've given them more then enough time to respond

    Barclaycard
    S.A.R sent 27th Sep
    Partial Statements (Microfiche etc) received 5th Oct
    Preliminary Request (Estimated Charges £864) Sent 11th Oct
    L.B.A (Data Protection Act) Sent 12th oct
    £288 Offered 18th Oct
    Letter Before Action Sent 27th October
    MCOL 10th November
    Claim Acknowledged 29th November
    Court Date Set for 27th April

    Captial One
    S.A.R sent 27th Sep
    L.B.A (Data Protection Act) Sent 4th November
    Preliminary Request for £633 and removal of default sent 22 November
    L.B.A Sent 12th December
    N1 Filed 25th Janaury


    Halifax
    S.A.R sent 11th Sep
    Preliminary Request for £327.95 sent 30th Oct
    L.B.A sent 15th November
    MCOL 29th November
    Settled - £443.98 14th December

  4. #4
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    Jonnie Reclaim Novitiate

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    Default Re: KJ V Barclaycard!!! Please Read & Help

    Hi, Just stick to your time schedule - don't let the banks control you. Remember that this is just a delaying game - you want your money back and they want to keep it for as long as they can. Make sure that you include contractual interesticon and costs if it goes to court and remember that no Bank has yet had the guts to defend themselves in court as they would lose and open the floodgates for millions of claims. Keep the faith.

    A disgruntled Barclaycard claimant !!


  5. #5
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    kj01 Novitiate

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    Red face Re: KJ V Barclaycard!!! Please Read & Help

    Thanks for the advice everyone.

    Luckly ive now heard from barclaycard who are dealing with my complaint and will be getting back to me end of this month. Its Barclaysvwho have seemed to ignore me.

    I need to chase them as they have had 2 weeks now - should i send a chaser letter or the 'letter before actionicon'?

    Anyone??

    Kj01


  6. #6
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    roydosan Novitiate

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    Default Re: KJ V Barclaycard!!! Please Read & Help

    The lbaicon should be sent 14 days after the prelim letter. Don't bother sending a hastener - they'll just ignore it.

    _________________________ ________________
    Alliance & Leicester MBNA Credit Card
    Data Protection Act letter sent 3 July 2006.
    Incomplete list of charges received 12 August 2006
    Requested repayment of charges 10 November 2006
    LBA sent 24 November 2006
    Estimated £4650 in fines and interest.
    Barclaycard
    Data Protection Act letter sent 3 July 2006.
    Incomplete statements sent 9 July 2006
    Requested repayment of charges 14 August 2006
    LBA sent 30 August 2006
    Estimated £468 in fines and interest.
    Initiated claim at MCOL 20 September 2006
    Claiming £615.47 including fines & interest, s69 interest and costs
    Claim acknowledged 10 October 2006
    Defence filed 20 October 2006
    Settled in full £640 total. 14 December 2006
    Vodafone
    Requested Default Notice removed 10 July 2006
    Received letter agreeing to request 10 August 2006


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